重大灾害风险下畜牧业保险高质量发展对策研究——以河北省为例  

Countermeasures of High-quality Development of Animal Husbandry Insurance under the Major Disaster Risks—Taking Hebei Province as an Example

作　　者：崔姹[1] 张书霞 Cui Cha;Zhang Shuxia(College of Economics and Management,Hebei Agricultural University,Baoding 071000,Hebei)

机构地区：[1]河北农业大学经济管理学院,河北保定071000

出　　处：《农业展望》2023年第10期25-30,共6页Agricultural Outlook

基　　金：2020年度河北省社会科学发展研究课题“重大疫情冲击下河北省畜牧业保险高质量发展对策研究”(20200202068)。

摘　　要：畜牧业的稳定发展是确保中国食物安全和促进乡村振兴的重要基础。重大灾害风险频发下畜牧业保险作为减缓畜牧业重大灾害冲击的稳定器,对于产业可持续发展发挥着重要作用。首先,本研究将畜牧业保险发展演变分为畜牧业保险初期、缓慢发展、快速发展及高质量发展阶段,并对不同阶段应对重大灾害风险的保险防范措施进行回顾。其次,以河北省为例,对河北省畜牧业保险险种、保费缴纳及风险分担方式进行分析,得出河北省畜牧业保险在重大灾害风险下存在政策性保险覆盖率低,养殖户投保意愿不强烈、保险意识不强,巨灾风险分担体系不健全等问题。最后,据此提出设立政策性畜牧业特色产品保险、提高养殖户风险防范意识、落实完善大灾风险分散机制等对策建议,为完善中国畜牧业保险制度、促进畜牧业保险高质量发展提供思路。The stable development of animal husbandry is an important basis for ensuring China's food safety and promoting rural revitalization.Under the frequent occurrence of major disasters,animal husbandry insurance plays an important role in the sustainable development of industry as a stabilizer to slow down the impact of major disasters in animal husbandry.Firstly,this research divided the development and evolution of animal husbandry insurance into stages of initial stage,slow development,rapid development,high-quality development,and the insurance prevention measures for major disaster risks in different stages were reviewed.Secondly,taking Hebei province as an example,the types,premium payment and risk sharing methods of animal husbandry insurance in Hebei province were analyzed,it was concluded that under major disaster risks,animal husbandry insurance in Hebei province has low policy-based insurance coverage,weak insurance intention and weak insurance awareness of farmers,underdevelopment catastrophe risk-sharing system and so on.Finally,some countermeasures were put forward,such as setting up the characteristic product insurance,improving the risk prevention awareness of livestock farmers,and implementing the diversification mechanism of major disaster risk,which can provide some ideas for improving China's livestock insurance system and promoting the high-quality development of animal husbandry insurance.

关 键 词：重大灾害风险 畜牧业保险 高质量发展 河北省 

分 类 号：F326.3[经济管理—产业经济] F842.66