黑龙江数字普惠金融支持乡村振兴研究  

Research on Digital Inclusive Finance Supporting Rural Revitalization and Development in Heilongjiang Province

作　　者：潘娟[1] 张婷婷 郭伟[1] Pan Juan;Zhang Tingting;Guo Wei(Harbin Finance University,Habin Heilongjiang 150001;SuZhou City University,SuZhou JiangSu 215000)

机构地区：[1]哈尔滨金融学院,黑龙江哈尔滨150001 [2]苏州城市学院,江苏苏州215000

出　　处：《对外经贸》2023年第12期104-106,122,共4页FOREIGN ECONOMIC RELATIONS & TRADE

基　　金：2022年度黑龙江省省属本科高校基本科研业务费科研项目:黑龙江省普惠金融高质量发展支持乡村振兴问题研究(项目编号:2100221401)。

摘　　要：“乡村振兴”是我国实现农业强国的重要发展战略。黑龙江作为我国农业大省、全国最重要的商品粮基地,应加快农业高质量发展,推动乡村振兴。数字普惠金融是“乡村振兴”实现的重要支撑,分析黑龙江省数字普惠金融发展现状,提出加快农村数字化基础设施建设、着力提升农村居民金融素养和数字素养、完善农村征信体系建设、创新农村数字普惠金融产品、加强农村数字普惠金融人才建设、大力发展数字普惠金融,促进黑龙江省全面实现乡村振兴的对策和建议。"Rural revitalization"is an important development strategy for China to achieve agricultural power.Heilongjiang,as a large agricultural province and the most important commodity grain base in China,should speed up the high-quality development of agriculture and promote the realization of"rural revitalization"in China.Digital financial inclusion is an important support for the realization of"rural revitalization".Based on the analysis of the current development status of digital inclusive finance in Heilongjiang Province,this paper proposes to accelerate the construction of rural digital infrastructure,focus on improving rural residents'financial literacy and digital literacy,improve the construction of rural credit information system,innovate rural digital inclusive financial products,strengthen the construction of rural digital inclusive financial talents,and vigorously develop digital inclusive finance.The countermeasures and suggestions to promote the comprehensive realization of rural revitalization in Heilongjiang Province.

关 键 词：数字普惠金融 乡村振兴 农业高质量发展 

分 类 号：F832[经济管理—金融学]