中国农业保险政策演进研究——基于文本分析法  

Research on the Evolution of Agricultural Insurance Policy in China-Based on Text Analysis

作　　者：谷政[1] 王素芹 GU Zheng;WANG Suqin(Nanjing Audit University,Nanjing,Jiangsu 211815,China)

机构地区：[1]南京审计大学金融学院,江苏南京211815

出　　处：《贵州财经大学学报》2023年第6期33-43,共11页Journal of Guizhou University of Finance and Economics

基　　金：国家社科基金后期资助项目“农业保险产品演进问题研究”(21FJYB054);江苏省研究生科研创新计划项目“我国农业保险政策演进研究——基于文本分析法”(KYCX22_2098)。

摘　　要：改革开放以来,我国农业保险发展经历了恢复试办、停滞萎缩、探索与拓展及完善提质四个阶段。当前,学术界对农业保险政策演进的研究多集中于宏观层面的定性研究,缺乏定量与定性综合分析的实证研究。较之以往的不同,以政策演进为研究切入点,梳理1982~2021年有关农业保险的政策文件,基于文本分析法,运用GooSeeker及共词分析对785份地方政策文件进行文本挖掘并采用Gephi实现挖掘结果的可视化。研究发现我国农业保险政策演进的内在逻辑表现为:政策变迁模式由政府强制主导过渡到多元协同;政策定位逐步呈现强回应性特征;政策工具逐渐从单一到多元化;政策导向从扩大覆盖面到高质量发展。据此可立足农业、农村处于结构调整、转型升级和治理体系重构的关键时期,提出强化政府与市场的协同作用、完善农业保险的系统性顶层设计、加快政策创新与协作步伐的政策建议。Since the reform and opening up,the development of agricultural insurance in China has experienced four stages:restoration,stagnation and shrinkage,exploration and expansion,and quality improvement.At present,the academic research on the evolution of agricultural insurance policy is mostly focused on the macro level of qualitative research,lack of quantitative and qualitative comprehensive analysis of empirical research.From the perspective of policy evolution,this paper combs the policy documents on agricultural insurance from 1982 to 2021.Based on text analysis,this paper uses GooSeeker and co-word analysis to mine the text of 785 local policy documents and uses Gephi to realize the visualization of mining results.The results show that the inherent logic of the evolution of agricultural insurance policy in China is as follows:the mode of policy change changes from government compulsion to pluralistic coordination;the policy orientation gradually shows the characteristics of strong response;the policy tools gradually change from singleness to diversification;policy orientation changes from expending coverage to high-quality development.Based on the critical period of structural adjustment,transformation and upgrading and the reconstruction of governance system in agricultural and rural areas,this paper puts forward the following policy suggestions:strengthen the synergy between government and market,improve the systematic top-level design of agricultural insurance,and speed up the pace of policy innovation and cooperation.

关 键 词：农业保险 政策演进 内在逻辑 

分 类 号：F840.66[经济管理—保险]