区块链技术促进中小制造企业融资问题研究  

Research on Financing of Small and Medium-sized Manufacturing Enterprises with Blockchain Technology

作　　者：刘书霞[1] 李昌明[1] 王龙超 韩晓霞[1] 刘艳芳[1] Liu Shuxia;Li Changming;Wang Longchao;Han Xiaoxia;Liu Yanfang(College of Business and Administration,Hebei Normal University of Science&Technology,Qinhuangdao Hebei 066004,China)

机构地区：[1]河北科技师范学院工商管理学院,河北秦皇岛066004

出　　处：《河北科技师范学院学报（社会科学版）》2023年第4期7-13,共7页Journal of Hebei Normal University of Science & Technology(Social Sciences)

基　　金：秦皇岛市科技局课题“基于区块链技术的酒类产品追溯交易平台研究——以贵州茅台酒集团昌黎葡萄酒业有限公司为例”(202002B004);河北省高等学校人文社会科学研究重点项目“区块链技术促进河北省中小制造业融资策略研究”(SD2022055);国家社科基金“基于贝叶斯深度学习的数字信贷风险智能控制与防范机制研究”(20BJL122)。

摘　　要：以中小制造企业融资问题为研究对象,着重探讨如何利用区块链技术促进中小制造企业融资。回顾了国内外相关研究现状,分析了当前中小制造企业在传统融资模式中面临的困境。揭示了区块链技术在中小制造企业融资方面的应用前景。提出了基于区块链技术的中小制造业融资平台的功能与设计,包括供需融资快速直接对接、融资流程简化、过程可视化和融资可监管可审计等。探讨了信用贷款融资、供应链金融融资、数字资产证券融资和股权融资等中小制造业区块链技术融资方法。Financing issues of small and medium-sized manufacturing enterprises are studied with blockchain technology.Based on the research at home and abroad,challenges SMEs facing in traditional financing models are analyzed.Prospects of blockchain technology in SMEs financing are revealed.A blockchain-based financing platform for SMEs is proposed,featuring rapid and direct financing between supply and demand,simplified financing process,financing visualization,and financing under supervision and audit.Financing methods for SMEs with blockchain technology are studied including credit loan financing,supply chain financing,digital asset securities financing and equity financing.

关 键 词：区块链技术 中小制造 供应链金融 企业融资 

分 类 号：F832[经济管理—金融学]