互联网工具与技术在中小企业信用管理中的应用  

Application of Internet Tools and Technologies in Credit Management of Small and Medium Enterprises

作　　者：尹斌 YIN Bin(PowerChina Zhiheng Information Technology Service Co.,Ltd.,Nanjing,Jiangsu,210000,China)

机构地区：[1]中电智恒信息科技服务有限公司,江苏南京210000

出　　处：《智能城市应用》2024年第1期107-109,共3页Smart City Application

摘　　要：随着互联网的不断发展,中小企业信用管理面临着新的挑战和机遇。文章探讨了互联网环境下中小企业信用管理的关键问题,着重关注互联网技术和工具在信用评估、风险管理和决策制定中的应用。详细讨论了传统信用评估模型与基于互联网的新型评估方法,以及大数据分析、人工智能、区块链技术和云计算在中小企业信用管理中的作用。同时,强调了数据隐私、技术资源和市场竞争等方面的挑战,这些是互联网环境下中小企业信用管理需要应对的关键问题。本研究旨在为中小企业和相关利益相关者提供深入洞察,以更好地利用互联网环境来改善信用管理实践,从而实现可持续增长和风险控制。With the continuous development of the Internet,credit management of small and medium-sized enterprises is facing new challenges and opportunities.The article explores the key issues of credit management for small and medium-sized enterprises in the Internet environment,with a focus on the application of Internet technology and tools in credit evaluation,risk management,and decision-making.It discusses in detail the traditional credit evaluation models and new internet-based evaluation methods,as well as the roles of big data analysis,artificial intelligence,blockchain technology,and cloud computing in credit management for small and medium-sized enterprises.At the same time,it emphasizes the challenges of data privacy,technological resources,and market competition,which are key issues that small and medium-sized enterprise credit management needs to address in the Internet environment.This study aims to provide in-depth insights for small and medium-sized enterprises and relevant stakeholders to better utilize the internet environment to improve credit management practices,thereby achieving sustainable growth and risk control.

关 键 词：互联网环境 中小企业 信用管理 风险管理 

分 类 号：TP311.13[自动化与计算机技术—计算机软件与理论]