阿拉伯国家金融业的发展进程  

The Development of the Financial Sector in Arab Countries

作　　者：李仁龙 Li Renlong

机构地区：[1]四川外国语大学东方语言文化学院

出　　处：《阿拉伯研究论丛》2022年第2期110-130,共21页Arab Studies

基　　金：国家社科基金项目“独立担保制度的本土体系研究”(19BFX124)的阶段性成果。

摘　　要：阿拉伯国家的金融业经历了由伊斯兰法规范的伊斯兰金融为主体,到受到西方殖民影响的资本主义金融占主导,再到伊斯兰金融复兴、传统金融与伊斯兰金融并存的发展进程。受阿拉伯国家习惯法、伊斯兰法及西方法三种法律文化互相排斥与融合的影响,阿拉伯国家的金融业呈现独特的景象:现代金融与伊斯兰金融并存,禁止利息的伊斯兰银行因此开发出一系列符合伊斯兰法规定的伊斯兰金融工具。这种现代金融的伊斯兰化是通过修改常见的金融合同形式来实现的。这些修改主要是为了迎合穆斯林对纯粹的“伊斯兰”金融产品的需求,也是为了满足伊斯兰法学家和宗教学者对伊斯兰金融产品和服务的合法性要求。The financial sector in Arab countries has undergone a process of development from Islamic finance regulated by Islamic law,to capitalist finance dominated by Western colonial influences,to the revival of Islamic finance and the coexistence of conventional and Islamic finance.The financial sector in Arab countries presents a unique picture due to the mutual exclusion and integration of the three legal cultures of customary law,Islamic law and Western law in Arab countries:modern finance coexists with Islamic finance,and Islamic banks,which prohibit interest,have therefore developed a range of Islamic financial instruments that comply with the provisions of Islamic law.This Islamization of modern finance has been achieved through modifications to common forms of financial contracts.These modifications were made primarily to meet the demand of Muslims for purely“Islamic”financial products and to satisfy the demands of Islamic jurists and religious scholars for the legitimacy of Islamic financial products and services.

关 键 词：阿拉伯国家 金融业 伊斯兰金融 伊斯兰银行 

分 类 号：F831[经济管理—金融学]