商品房预售资金法律监管制度研究  

Research on the Legal Supervision System of Pre sale Funds for Commercial Housing

作　　者：谭喆 李水连 TAN Zhe;LI Shui-lian(Law School of Guangxi University for Nationalities,Nanning 530006,Guangxi)

机构地区：[1]广西民族大学法学院,广西南宁530006

出　　处：《江苏商论》2024年第3期84-87,100,共5页Jiangsu Commercial Forum

摘　　要：商品房预售制度带有融资功能而被广泛应用,而预售资金监管制度是政府对房地产市场宏观调控的重要手段。中国现行的预售资金监管制度存在资金归属不明确、取用标准不统一、风险负担不合理的问题,极易造成购房人的合法权益遭受侵害。因此,完善商品房预售资金监管制度可以从建立政府主导的多主体联合监管模式、明确预售资金归属、统一取用标准、合理分配风险四个方面着手,弥补现行资金监管制度的不足,促进房地产行业的有序、健康、稳定发展。The pre-sale system of commercial housing has a financing function and is widely used,and the pre-sale fund supervision system is an important means for the government to macroeconomic control the real estate market.The current regulatory system for pre-sale funds in China has problems such as unclear fund ownership,inconsistent access standards,and unreasonable risk burden,which can easily lead to infringement of the legitimate rights and interests of homebuyers.Therefore,improving the supervision system of pre-sale funds for commercial housing can be approached from four aspects:establishing a government led multi subject joint supervision model,clarifying the ownership of pre-sale funds,unifying the standards for use,and reasonably allocating risks,to make up for the shortcomings of the current fund supervision system and promote the orderly,healthy,and stable development of the real estate industry.

关 键 词：预售资金 法律监管 监管制度 

分 类 号：F23[经济管理—会计学]