金融科技、金融监管与城市经济韧性  

Fintech,Financial Fegulation and Urban Economic Resilience

作　　者：刘明显 吴晨昕 LIU Mingxian;WU Chenxin(Graduate School,Guizhou University of Finance and Economics,Guiyang 550025,China;School of Big Data Application and Economics,Guizhou University of Finance and Economics,Guiyang 550025,China)

机构地区：[1]贵州财经大学研究生院,贵阳550025 [2]贵州财经大学大数据应用与经济学院,贵阳550025

出　　处：《科技和产业》2023年第23期64-69,共6页Science Technology and Industry

摘　　要：选取2011—2020年省级数据,通过固定效应模型与调节效应模型,研究金融科技、金融监管对城市经济韧性的影响,通过数理计算得出各省级“金融科技-金融监管”匹配指数,探究该匹配度对城市经济韧性的影响。基于研究结论,建议提高金融科技与金融监管的动态匹配度,践行动态监管理念,将科技创新与监管理念科学地结合起来,为提升城市经济韧性,实现“防风险”提供现实支撑。Provincial data from 2011 to 2020 were selected to study the impact of fintech and financial regulation on urban economic resilience through fixed effect model and regulatory effect model,and the matching index of“fintech-financial regulation”at each provincial level through mathematical calculation were obtained to explore the impact of the matching degree on urban economic resilience.Based on the results,it is suggested to improve the dynamic matching degree of financial technology and financial supervision,practice the concept of dynamic supervision,scientifically combine scientific and technological innovation with regulatory concepts,and provide realistic support for improving the resilience of urban economy and realizing“risk prevention”.

关 键 词：金融科技 城市经济韧性 “金融科技-金融监管”匹配度 调节效应 

分 类 号：F293.1[经济管理—国民经济] F832.5