车辆保险理赔高质量发展面临的问题及对策  

Problems and countermeasures of high quality development of vehicle insurance claims

作　　者：蔡丹 Cai Dan(China life and Property Insurance Co.,Ltd.,Changsha Center branch,Changsha 410000,China)

机构地区：[1]中国人寿财产保险股份有限公司长沙市中心支公司,湖南长沙410000

出　　处：《汽车知识》2024年第1期230-232,共3页Auto Know

摘　　要：在车险行业和金融监管体制改革后,我国车险市场竞争加剧,车险经营压力加大,函待实现高质量发展,保障社会民生。理赔作为车险经营的重要环节,不仅涉及车险保障功能的实现,还涉及车险公司全经营过程质量,因此车险理赔高质量发展关系重大。本文探究了车险理赔高质量发展的背景及意义,并针对目前高质量发展面临的问题提出了对策。After the reform of the auto insurance industry and financial regulatory mechanism,competition in China's auto insurance market has intensified,resulting in increased operational pressure on auto insurance companies.Ensuring high-quality development and safeguarding social livelihood have become urgent priorities.Claims,as a pivotal component of auto insurance operations,not only contribute to fulfilling the protective function of auto insurance but also significantly impact insurers'overall operational processes.Therefore,it is imperative to prioritize achieving high-quality development in auto insurance claims.This paper aims to explore the background and significance of such development while proposing countermeasures for current challenges.

关 键 词：车险理赔 高质量发展 保险 

分 类 号：F842.634[经济管理—保险]