安吉白茶干旱气象指数保险的实践与思考——以2022年极端高温干旱为例  

Practice and Thinking of Anji White Tea Drought Weather Index Insurance:Taking Extreme High Temperature Drought in 2022 as An Example

作　　者：许金萍 王丹丹 刘琨 XU Jin-ping;WANG Dan-dan;LIU Kun(Anji County Meteorological Bureau,Anji 313300,China;Huzhou Meteorological Bureau,Huzhou 313000,China;Meteorological Bureau of Shenzhen Municipality,Shenzhen 518040,China)

机构地区：[1]安吉县气象局,浙江安吉313300 [2]湖州市气象局,浙江湖州313000 [3]深圳市气象局,广东深圳518040

出　　处：《江西农业学报》2023年第12期125-131,共7页Acta Agriculturae Jiangxi

基　　金：国家重点研发计划项目(2019YFB2102003);浙江省湖州市科技局2022年度公益性应用研究项目(2022GZ42)。

摘　　要：以2022年的夏、秋季节高温干旱为例,利用安吉国家气象观测站、49个加密自动站点的逐日气象资料及安吉白茶气象指数保险数据,分析了安吉县此次干旱过程气象特征和安吉白茶干旱气象指数保险的实际应用效果。结果表明:2022年6月底至11月底,安吉县大部地区最高气温超40℃且高温日数超45 d,雨量较常年偏少三至七成,中旱以上日数达85 d,受灾面积817.3 hm^(2),保险承保面积734.46 hm^(2),总赔付440.68万元;自从应用安吉白茶干旱气象指数保险以来,累计赔付金额543.81万元,简单赔付率高达166.19%,极大地提高了白茶产业抵御自然灾害风险的能力。The high temperature and drought in summer and autumn of 2022 were taken as an example,and the daily meteorological data of Anji National Meteorological Observation Station,49 encrypted automatic stations and the meteorological index insurance data of Anji white tea were used to analyze the meteorological characteristics of the drought process in Anji County and the practical application of Anji white tea meteorological index insurance.The results show that from the end of June to the end of November 2022,the maximum temperature in most areas of Anji County exceeds 40℃and the number of high temperature days exceeds 45 days.The rainfall is 30%~70%less than the usual,and the number of days above moderate drought is 85 days.The affected area is 817.3 hm^(2),the insured area is 734.46 hm^(2),and the total compensation is 4.4068 million yuan.Since the operation of Anji white tea drought meteorological index insurance,the accumulated compensation amount has reached 5.4381 million yuan,and the simple loss rate is as high as 166.19%,which greatly improves the risk protection of the white tea industry against natural disasters.

关 键 词：安吉白茶 气象指数保险 高温 干旱 

分 类 号：S423[农业科学—植物保护]