数字普惠金融赋能乡村“产业-生态”协调振兴研究  

Research on the Coordinated Revitalization of Rural“Industry-ecology”Empowered by Digital Inclusive Finance

作　　者：陈卓 赵洪坤 CHEN Zhuo;ZHAO Hongkun(School of Economics and Management,Inner Mongolia Normal University,Hohhot 010022,China)

机构地区：[1]内蒙古师范大学经济管理学院,内蒙古呼和浩特010022

出　　处：《现代农业》2024年第1期92-99,共8页Modern Agriculture

基　　金：国家自然科学基金项目(32060317);内蒙古自治区自然科学基金项目(2023MS04014)。

摘　　要：在数字经济时代,数字普惠金融已经成为赋能乡村“产业兴旺”与“生态宜居”高质量协调发展的一个重要工具。如何利用数字普惠金融助力乡村“产业-生态”协调振兴成为乡村振兴战略中不可回避的重大现实问题。因此,基于2011—2020年中国31个省份的面板数据,运用面板模型和工具变量模型考察了数字普惠金融对乡村“产业-生态”协调振兴的影响效应,并分析了绿色技术创新和教育对这一关系的调节作用。结果表明:数字普惠金融显著促进了乡村“产业-生态”协调振兴,这一结论经过大量稳健性检验后依然成立,说明绿色技术发展水平、教育与数字普惠金融之间存在互补效应。文章不仅拓展了对于数字普惠金融这一金融工具的研究,并对如何协调乡村“产业-生态”振兴进行了有益探讨。In the emerging era of digital economy,digital inclusive finance has become an important tool to enable the high-quality coordinated development of“industrial prosperity”and“ecological livable”in rural areas.How to use digital inclusive finance to help the coordinated revitalization of rural“industry-ecology”has become an unavoidable major practical problem in the rural revitalization strategy.Based on panel data of 31 provinces in China from 2011 to 2020,this paper used panel models and instrumental variable models to examine the impact of digital inclusive finance on the coordinated revitalization of rural“industry-ecology”,and analyzed the regulation effects of green technology innovation and education on this relationship.The results showed that digital inclusive finance significantly promoted the coordinated revitalization of rural“industry-ecology”.And this conclusion remained valid after a large number of robustness tests.Both the level of green technology development and education had complementary effects on digital inclusive finance.This paper expanded research on the financial instrument of digital inclusive finance,and discussed how to coordinate the revitalization of rural“industry-ecology”.

关 键 词：数字普惠金融 绿色技术创新 教育 乡村产业振兴 乡村生态振兴 

分 类 号：F062.9[经济管理—政治经济学] F832