灵活就业人员参加城镇职工养老保险问题与对策研究——以石家庄为例  

Research on the Problems and Countermeasures of Flexible Employment Personnel Participating in Urban Employees’ Pension Insurance: Take Shijiazhuang as an Example

作　　者：王康[1,2] 马丽斌 杨椿 WANG Kang;MA Libin;YANG Chun(Central University of Finance and Economics,Beijing 100081,China;Training Center of China Post Group,Shijiazhuang,050001,China)

机构地区：[1]中央财经大学,北京100081 [2]中国邮政集团培训中心,河北石家庄050001

出　　处：《金融理论与教学》2024年第1期53-58,共6页Financial Theory and Teaching

基　　金：2023年石家庄市社科专家资助项目“石家庄智慧康养模式发展对策研究”(2023zjpy13);2023河北省人力资源社会保障研究课题“河北省灵活就业人员参加城镇职工养老保险问题研究”(JRSHZ-2023-02321)。

摘　　要：灵活就业人员在国民经济发展中发挥着重要的作用,但是我国的基本养老政策并未对灵活就业人员缴费提出刚性要求,有相当数量的灵活就业人员在被纳入城镇职工养老保险政策范围的过程中面临着诸多困难。研究从微观角度入手,将影响灵活就业人员是否参加城镇职工养老保险的因素分为个人特征、政策环境、工作环境三个维度和13个指标进行分析。得出工作满意度与选择城镇职工养老保险成正向关系;政策环境可以促进灵活就业人员选择城镇职工养老保险;个人特征的四个因素通过不同方面对灵活就业人员的行为进行影响。最终提出提升灵活就业人员的工作满意度,营造参加基本养老保险的社会氛围,完善基本养老保险相关法律法规来提高灵活就业人员的参保率。Flexible employment personnel play an important role in the development of the national economy,but the basic pension policies in China do not impose rigid requirements on the payment of flexible employment personnel.A considerable number of flexible employment personnel face many difficulties in being included in the scope of urban employees’pension policies.From the micro perspective,the study makes an analysis by dividing the factors that affect whether flexible employment personnel participate in urban employees’pension polices into three dimensions and 13 indicators.The three dimensions include personal characteristics,policy environment,and work environment.It is concluded that job satisfaction is positively correlated with choosing urban employees’pension insurance;the policy environment can promote flexible employment personnel to choose urban employees’pension insurance;the four factors of personal characteristics influence the behavior of flexible employment personnel through different aspects.Finally,it is proposed to improve the job satisfaction of flexible employment personnel,create a social atmosphere for participating in basic pension insurance,and improve relevant laws and regulations on basic pension insurance to increase the insurance coverage rate of flexible employment personnel.

关 键 词：灵活就业 城镇职工养老保险 LOGISTIC回归 

分 类 号：F249.27[经济管理—劳动经济] F842.67[经济管理—国民经济]