涉农贷款与城乡收入差距——基于布吉尼翁指数的研究  

Agricultural Loans and the Rural-Urban Income Gap——A Study Based on the Bourguignon Index

作　　者：黄晓东 俞勇 Huang Xiaodong;Yu Yong(Business School,Nanfang College Guangzhou,Guangzhou 510970,Guangdong,China;International College,Renmin University of China,Beijing 100872,China)

机构地区：[1]广州南方学院商学院,广东广州510970 [2]中国人民大学国际学院,北京100872

出　　处：《金融发展研究》2024年第2期83-89,共7页Journal Of Financial Development Research

摘　　要：布吉尼翁指数是测度城乡居民收入差距的一种指标。本文利用布吉尼翁指数,对我国31个省份2014—2020年城乡居民收入差距进行测度,并与涉农贷款情况进行比较分析,发现涉农贷款有助于增加农村居民收入,但涉农贷款占各项贷款的比例趋于下降,带来城乡收入差距扩大。在此基础上,利用31个省份2014—2020年数据对布吉尼翁指数和涉农贷款指标进行了面板数据向量自回归分析,并印证了上述观点,表明涉农资金有利于农村经济发展和农村居民收入水平提高,但农村金融约束、涉农资金不足的状况没有得到根本改变,国家在引导金融资源流入实体经济时,要采取切实措施促进农村金融发展,提高农村居民收入水平,缩小城乡居民收入差距。The Bourguignon index is an indicator of the income gap between urban and rural residents.Using the Bourguignon index,this paper measures the income gap between urban and rural residents in China's 31 provinces from 2014 to 2020,and analyzes it in comparison with the situation of agriculture-related loans,and finds that agricul-ture-related loans help to increase the income of rural residents,but the ratio of agriculture-related loans to all kinds of loans tends to decline,bringing about a widening of the income gap between urban and rural areas.Based on this,a panel data vector autoregression analysis of the Buginion index and farm-related loan indicators was carried out using data from 31 provinces for the period from 2014 to 2020,and confirmed the above viewpoints,indicating that farm-re-lated funds are conducive to the development of the rural economy and the improvement of the income level of rural res-idents.However,the situation of financial constraints in rural areas and the insufficiency of funds related to agriculture has not been fundamentally changed,and the State,in guiding the flow of financial resources into the real economy,should take practical measures to promote the development of rural finance,raise the level of income of rural inhabit-ants,and narrow the gap between the incomes of urban and rural inhabitants.

关 键 词：涉农贷款 收入差距 布吉尼翁指数 

分 类 号：F832[经济管理—金融学]