普惠金融对经济增长与城乡收入差距的影响  

Impact of Inclusive Finance on Economic Growth and Urban-rural Income Gap

作　　者：王澜 王相宁[1] Wang Lan;Wang Xiangning(School of Management,University of Science and Technology of China,Hefei 230026,China)

机构地区：[1]中国科学技术大学管理学院,合肥230026

出　　处：《统计与决策》2024年第6期145-150,共6页Statistics & Decision

摘　　要：为考察普惠金融对经济增长与城乡收入差距的影响,文章选取2013—2020年我国31个省份的面板数据,通过纳入债券、股票等直接融资工具指标构建普惠金融指数,并利用静态面板可行广义最小二乘回归模型、动态面板广义矩回归模型,研究全国以及东、中、西部地区普惠金融发展水平对经济增长与城乡收入差距的影响。结果表明:总体来看,普惠金融与经济增长存在“U”型关系,普惠金融与城乡收入差距存在“倒U”型关系。分地区来看,普惠金融对经济增长与城乡收入差距的影响均表现出一定程度的区域异质性。In order to investigate the impact of inclusive finance on economic growth and urban-rural income gap,this paper selects the panel data of 31 provinces in China from 2013 to 2020 to construct the inclusive finance index by incorporating direct financing instruments such as bonds and stocks,and then studies the impact of inclusive finance development level on economic growth and urban-rural income gap in the whole country as well as the eastern,central and western regions by using the static panel feasible generalized least squares regression model and the dynamic panel generalized moment regression model.The results show that there exists a U-shaped relationship between inclusive finance and economic growth,and an inverted U-shaped relationship between inclusive finance and urban-rural income gap.From a regional perspective,the impact of inclusive finance on economic growth and urban-rural income gap shows a certain degree of regional heterogeneity.

关 键 词：普惠金融 经济增长 城乡收入差距 非线性关系 

分 类 号：F124[经济管理—世界经济] F832