保理合同的法律适用及完善路径——以现代商法思维运用为视角  

Legal Application and Improvement Path of Factoring Contract——From the Perspective of Modern Commercial Law Thinking

作　　者：官欣荣[1] Guan Xinrong(School of Law,South China University of Technology,Guangzhou,Guangdong 610006,China)

机构地区：[1]华南理工大学法学院,广东广州610006

出　　处：《河北工业大学学报（社会科学版）》2024年第1期61-69,共9页Journal of Hebei University of Technology：Social Sciences Edition

摘　　要：在界定现代商法思维基础上,对保理合同的金融商事属性作了辨识分析,并结合《民法典》保理合同的制度创新及实施问题,提出中国特色民商合一体例下应尊重保理业特殊规范性,运用现代商法思维予以解释论和立法论路径的进阶完善:针对保理合同适用主体、票据债权可否为保理标的、“将有债权”认定标准、保理融资利息/服务费等提出了商法解释论路径的解决之道;针对无保理商资质要求的合同效力认定问题,提出通过典外立法(特别商事单行条例)对保理商的金融主体属性、业务监管予以立法跟进,促其有良法可依,以更好防控风险、合规运作、稳定交易预期。Based on the thinking of defining modern commercial law,this paper analyzes the implementation of the factoring contract system in the Civil code,and argues that its rationale lies in the commercial contract attribute of factoring transactions.Under the system of civil and commercial integration with Chinese characteristics,the special norms of factoring should be respected,and the theory of interpretation and legislation should be further improved.Therefore,the factoring contract should be applicable to commercial subject;the recognition criteria for"future accounts receivable"and factoring financing interest/service fees can be interpreted and applied through commercial law thinking,coordinated through relevant factor qualifications.In this way,the recognition of contract effectiveness,performance and termination of contracts with good laws will be promoted to better control risks and stabilize transaction expectations.

关 键 词：现代商法思维 保理合同 适用完善 风险防控 

分 类 号：D923.99[政治法律—民商法学] D913.99[政治法律—法学]