论保证合同的必要条款——兼评《最高人民法院关于适用〈中华人民共和国民法典〉合同编通则若干问题的解释》第3条  

On the Necessary Terms of Guarantee Contracts—Commenting on Article 3 of the Interpretation of the Supreme People’s Court on Several Issues Concerning the Application of the General Provisions of the Contract Part of the Civil Code of the People’s Republic of China

作　　者：刘磊 LIU Lei

机构地区：[1]中国政法大学比较法学研究院

出　　处：《经贸法律评论》2024年第2期19-36,共18页Business and Economic Law Review

基　　金：国家社会科学基金项目“民法典抗辩权体系化研究”(项目批准号:22BFX182)。

摘　　要：通过合同漏洞填补规则和《民法典合同编通则解释》第3条确立的统一列举式必要条款认定标准从《民法典》第684条所列举条款中筛选出的保证合同必要条款必然只有“被保证的主债权的种类、数额”,但这并非保证合同的全部必要条款。保证合同的必要条款可分为保证合同的客观必要条款与主观必要条款。保证合同的客观必要条款应包含担保方式认定条款和主债权债务条款,前者需要明确当事人是以保证的形式提供担保,后者需要明确主债权人和主债务人身份、被保证的主债权种类和数额。保证合同的主观必要条款,则需要依据当事人是否将保证合同客观必要条款以外的其他条款也作为必要条款进行判断。Through the contract loophole filling rules and the original Interpretation on Contract Part in the Civil Code of Article 3 established a unified enumeration of the necessary terms of the standard from the Civil Code in Article 684 of the enumeration of the necessary terms of the contract of suretyship must be filtered out only“the category and amount of the principal obligation secured by the suretyship”,but this is not all the necessary terms of the guarantee contract.The necessary terms of the guarantee contract can be divided into the objective necessary terms and subjective necessary terms.The objective necessary terms of the guarantee contract should include the guarantee mode and the main main creditor’s rights and debts terms.The former requires that it be clear that the party is providing security in the form of a guaranteet,the latter need to clarify the identity of the main creditor and the main debtor,the type and amount of principal claims guaranteed.The subjective necessary terms of the guarantee contract,need to be based on whether either party has express or implied intention to guarantee the contract in addition to the objective necessary terms of the other provisions are also listed as necessary terms to judge.

关 键 词：保证合同 必要条款 主债权债务 担保方式 合同漏洞 

分 类 号：D923.6[政治法律—民商法学]