金融供给地理结构、信贷资源可得性与企业绿色创新  

Geographical Structure of Financial Supply,Availability of Credit Resources,and Corporate Green Innovation

作　　者：唐凯 谭伟杰 陈前博 张浩 TANG Kai;TAN Wei-jie;CHEN Qian-bo;ZHANG Hao

机构地区：[1]广东外语外贸大学经济贸易学院 [2]上海财经大学公共经济与管理学院 [3]交通银行湖北省分行硚口支行 [4]广东外语外贸大学金融学院,广州510006

出　　处：《金融论坛》2024年第3期60-69,共10页Finance Forum

基　　金：广东省自然科学基金面上项目“环境规制政策协同对高耗能企业绿色创新效率的影响效果与作用机制研究”(2023A1515012272);国家自然科学基金面上项目“高水平开放背景下境外投资者对我国企业绿色治理影响研究”(72373022);国家自然科学基金重大项目“微观大数据计量建模研究”(71991474)。

摘　　要：本文基于金融供给地理结构视角,利用上市企业与银行分支机构地理信息,测度企业周边银行分支机构的集聚程度,实证探讨银行业空间演化对企业绿色创新的影响及其作用机理。结果表明:银行空间集聚对企业绿色创新具有“增量”和“提质”的双重效应,且主要通过提升信贷资源可得性与绿色投资意愿的机制来实现。异质性分析发现,银行业空间集聚对国有、环境信息披露机制更完善、非重污染行业、环保意识较好地区的企业绿色创新具有更强的促进效果。Based on the perspective of financial supply geographic structure,this paper uses the geographic information of listed enterprises and bank branches to measure the clustering degree of bank branches around enterprises,and empiri-cally discusses the influence of the spatial evolution of banking industry on corporate green innovation and its mechanism.The results show that the spatial agglomeration of banks has dual ffects of"incremental"and"quality"on corporate green innovation,which is mainly achieved through the improvement of credit resource availability and green investment inten-tion.Heterogeneity analysis shows that the spatial agglomeration of banking has a stronger promoting effect on the green innovation of state-owned enterprises,corporate with better environmental information disclosure mechanism,enterprises in non-heavy polluting industries,and enterprises in regions with better environmental protection awareness.

关 键 词：金融供给地理结构 企业绿色创新 信贷资源可得性 绿色投资 

分 类 号：G21[文化科学—新闻学] F129.9[经济管理—世界经济]