村镇银行普惠金融助农案例研究——以中银富登村镇银行为例  

A Case Study of Village Banks'Inclusive Financial Assistance to Agriculture-Taking BOC Fullerton Community Bank as an

作　　者：韩晨晨 马延安[1] 苗淼[1] 王红雨 HAN Chenchen;MA Yanan;MIAO Miao;WANG Hongyu

机构地区：[1]东北师范大学,吉林长春130024

出　　处：《吉林金融研究》2024年第2期1-6,共6页Journal of Jilin Financial Research

摘　　要：作为普惠金融体系的重要组成部分,村镇银行在完善农村金融服务、激活农村金融供给、优化城乡金融资源配置等方面做出了积极贡献,已成为助力乡村振兴的生力军。但是,村镇银行在实践运行中仍然面临一些问题与挑战,对其普惠助农作用的发挥产生了一定的制约。本文首先对村镇银行普惠助农中存在的现实问题进行了分析;其次,对中银富登村镇银行普惠助农成果案例的成功经验进行了归纳总结;继而,结合全面推进乡村振兴的背景,为促进我国村镇银行普惠助农进一步的发展提出了相应的对策建议。As an important part of the inclusive financial system,village banks have made positive contributions to improving rural financial services,activating the rural financial supply and optimizing the allocation of financial resources in urban and rural areas,and have become a force for rural revitalization.However,village banks are still facing some problems and challenges in practice,which have certain constraints on their role in helping rural areas.This paper firstly analyzes the real problems existing in the village bank's inclusive assistance to agriculture;secondly,it summarizes the successful experience of BOC Fullerton Community Bank's inclusive assistance to agriculture achievement case;then,combined with the background of comprehensively promoting the revitalization of the countryside,it puts forward corresponding countermeasure suggestions for promoting the further development of China's village bank's inclusive assistance to agriculture.

关 键 词：村镇银行 普惠金融 中银富登 乡村振兴 

分 类 号：F830[经济管理—金融学]