大学生网络电信诈骗防范意识现状及诱发机制研究——以消费行为与心理状态为切入点  

Research on the Current Situation and Inducing Mechanism of College Students'Awareness of Prevention of Online Telecommunication Fraud-Taking Consumer Behavior and Psychological State as the Entry Point

作　　者：赵倩玉 龚秀芳[2] Zhao Qianyu;Gong Xiufang(School of Convention and Economic Management,Shanghai Institute of Tourism,Shanghai,201418;Business School,Shanghai Normal University,Shanghai,200234)

机构地区：[1]上海旅游高等专科学校会展与经济管理学院,上海201418 [2]上海师范大学商学院,上海200234

出　　处：《高校辅导员学刊》2024年第3期7-13,95,共8页Journal of College Advisor

摘　　要：当青年大学生被消费主义虚幻的幸福感所引诱时,其消费观、价值观逐渐被禁锢于符号化的消费秩序中,此时防范意识较弱的他们很容易成为不法分子企图作案的锁定对象。通过交叉列联分析结果可以看出,受骗经历与消费习惯、焦虑程度都存在显著的相关关系,而防骗宣讲接受态度与受骗经历并未呈现出显著的相关关系。在此基础上,结合对受骗群体的深度访谈来探索大学生受骗行为的诱发机制:伴随信用杠杆的加持,财务困境、情感割裂带来的焦虑感迫使大学生急功近利、放松警惕,早已精准布局的骗子乘虚而入,将其风险防护墙一举攻破,完成了从“萌发”到“催化”再到诈骗“事实产生”的整个过程,而且诈骗行为可能会进一步导致群体“传染性”与受害者焦虑加剧。为此,预防高校电信诈骗的根本在于改善青年大学生不合理的消费习惯,提高他们对心理状态与情绪调节的自主性与自控力,增强安全防范意识,阻断被害行为的发生和继续。When young college students are lured by the illusory happiness of consumerism,their consumption views and values are gradually imprisoned in the symbolic order of consumption.At this time,those with weaker awareness of prevention can easily become the targets of criminals.The results of cross-tabulation analysis show that there is a significant correlation between the experience of being deceived and consumption habits and anxiety levels,while the attitude towards anti-fraud propaganda and the experience of being deceived do not show a significant correlation.On this basis,combined with in-depth interviews with the deceived group,the inducing mechanism of college students'deception behavior is explored:With the blessing of credit leverage,the anxiety caused by financial difficulties and emotional rupture forces college students to seek quick success and relax their vigilance.The already accurately laid out fraudsters take advantage of the situation,break their risk protection wall in one fell swoop,and complete the entire process from"germination"to"catalysis"to the"fact of fraud".Moreover,fraudulent behavior may further lead to"contagious"group and intensify the anxiety of the victims.Therefore,the fundamental prevention of telecommunications fraud in colleges and universities lies in improving the unreasonable consumption habits of young college students,enhancing their autonomy and self-control over psychological states and emotional regulation,strengthening safety awareness,and fundamentally blocking the occurrence and continuation of victimization.

关 键 词：网络电信诈骗 消费行为 焦虑感 防范意识 交叉列联分析 

分 类 号：G641[文化科学—高等教育学]