农业保险的增产减排效应研究:能否兼顾低碳发展  

Research on the Increase in Production and Reduction of Emissions Through Agricultural Insurance:Can it Achieve a Balance Between Low Carbon and Development

作　　者：周晨阳 张凌宇 韦宏耀 Zhou Chenyang;Zhang Lingyu;Wei Hongyao

机构地区：[1]浙江工商大学泰隆金融学院,浙江杭州310018 [2]浙江工商大学金融学院,浙江杭州310018

出　　处：《金融理论与实践》2024年第3期106-118,共13页Financial Theory and Practice

基　　金：浙江省社会科学规划课题“优化财富分配结构推动共同富裕研究:理论机制与路径选择”(22LLXC04Z);国家社科重大项目“构建金融有效支持农业高质量发展的体制机制研究”(21ZDA046);教育部人文社会科学研究青年基金项目“转移动机视域下代际财富转移影响我国家庭财富差距的机理与效应研究”(19YJC790149)的阶段性成果。

摘　　要：农业保险作为一种有效的风险保障机制,不仅具有分散经营风险的作用,更是绿色发展的重要抓手。基于2008—2021年中国31个地区(不含港澳台地区)的面板数据,研究农业保险的增产减排效应是否可以提升碳生产率。研究发现:农业保险发展水平的提高可以显著提升农业碳生产率,地区农业保险发展水平每提高一个标准差,农业碳生产率可提高0.1108万元/吨。农业保险影响农业碳生产率的主要渠道是农业技术进步,农业产业集聚渠道并未得到检验。进一步分析发现,农业保险对碳生产率的影响存在区域、政策异质性以及空间溢出效应。研究结论丰富完善了我国农业保险制度体系和强化农业保险环境效益的相关研究。As an effective risk protection mechanism,agricultural insurance not only has the role of diversifying business risks but also is an important starting point for green development.Based on panel data spanning 31 regions across China(except Hong Kong,Macao,and Taiwan)from 2008 to 2021 to investigate whether agricultural insurance can facilitate the agricultural carbon productivity.The results indicate a significant positive association between agricultural insurance development and agricultural carbon productivity.In particular,a deviation increase of one standard in the level of agricultural insurance development corresponds to an increase of around 1108 yuan per ton in ag⁃ricultural carbon productivity.Mechanistically,it primarily boosts agricultural carbon productivity through agricultural technology progress.However,the agglomeration channel within the agricultural industry has not been tested.Further analysis reveals that there are regional disparities and varia⁃tions in policy,alongside spatial spillover effects,regarding the influence of agricultural insurance on carbon productivity.These conclusions enrich the refinement of China’s agricultural insurance system and reinforce the relevant studies on the positive externality of the agricultural insurance en⁃vironment,while also providing important theoretical references for enhancing China’s agricultural carbon productivity.

关 键 词：农业保险 农业碳生产率 空间溢出效应 农业技术进步 

分 类 号：F842.4[经济管理—保险]