数字普惠金融对乡村振兴的影响研究——基于建设环境中介效应的分析  

Research on the Impact of Digital Inclusive Finance on Rural Revitalization——Based on the Analysis of the Mediating Effect of Construction Environment

作　　者：于春荣[1] 贾依帆 丁义久 YU Chun-rong;JIA Yi-fan;DING Yi-jiu(School of Economics,Changchun University,Changchun 130022,China)

机构地区：[1]长春大学经济学院,吉林长春130022

出　　处：《长春金融高等专科学校学报》2024年第3期38-51,共14页Journal of Changchun Finance College

摘　　要：为了研究数字普惠金融对乡村振兴的影响以及产生影响的具体路径,选取2011—2019年我国30个省、自治区、直辖市的面板数据,构建乡村振兴的衡量指标体系,将建设环境作为中介变量进行实证分析。实证结果表明,数字普惠金融可以通过改善乡村建设环境推动乡村振兴发展。此外,研究发现数字普惠金融的不同维度、不同业务对乡村振兴建设产生不同程度的影响。在分维度层面,数字普惠金融的覆盖广度、使用深度对乡村振兴建设的促进作用较大;在业务层面,信贷业务的发展对乡村振兴建设具有较强的正向促进作用。In order to study the impact of digital inclusive finance on rural revitalization and the specific path of its impact,panel data from 30 provinces,cities,and autonomous regions in China from 2011 to 2019 were selected to construct a measurement index system for rural revitalization.The empirical results indicate that digital inclusive finance can promote rural revitalization and development by improving the rural construction environment.At the dimension level,the breadth and depth of coverage of digital inclusive finance have a significant promoting effect on rural revitalization;At the business level,the development of credit business has a strong positive promoting effect on rural revitalization construction.

关 键 词：数字普惠金融 乡村振兴 中介效应 

分 类 号：F323[经济管理—产业经济] F832.7