土地经营权抵押融资诉讼纠纷防范研究——基于裁判文书的规范分析  

Research on the Prevention of Mortgage Financing Litigation Dispute of Land Management Right——Normative Analysis Based on Judgment Documents

作　　者：韩中豪 韩凌月 HAN Zhonghao;HAN Lingyue(School of Economics and Management,Zhengzhou University of Light Industry,Zhengzhou 450002,China;School of Law,Zhejiang Gongshang University,Hangzhou 310018,China)

机构地区：[1]郑州轻工业大学经济与管理学院,郑州450002 [2]浙江工商大学法学院,杭州310018

出　　处：《甘肃理论学刊》2024年第2期89-96,共8页Gansu Theory Research

基　　金：国家社会科学基金项目“土地经营权抵押融资中抵押权实现机制研究”(16BFX129)的阶段性成果。

摘　　要：随着我国农村土地经营权抵押制度改革的深入推进,土地经营权抵押融资成为解决农民和新型经营主体融资约束的一种重要途径。通过对中国裁判文书网中的1133份裁判文书进行分析,此类诉讼存在着案件来源集中、抵押物种类过于单一以及合同规定存在争议等表象特征,进而深层挖掘出实践当中土地经营权抵押纠纷产生的实质原因为交易流转市场不完备、农村信用体系不完善、土地评估机制不健全、社会保障制度不完善等因素。针对土地经营权抵押融资纠纷,应通过构建土地流转交易市场、建立信用贷款机制、完善土地经营权价值评估体系、健全农村社会保障体系来推动完善土地经营权抵押融资业务,减少抵押诉讼的产生。With the deepening of the reform of mortgage system of rural land management rights in China,mortgage financing of land management rights has become an important way to solve the financing constraints of farmers and new business entities.Through the analysis of 1133 refereeing documents in China's refereeing documents network,this kind of litigation has some superficial features,such as concentrated sources of cases,too single types of collateral,and disputes in contract provisions.Then,it is found out that the real causes of land management right mortgage disputes in practice are imperfect transaction circulation market,imperfect rural credit system,imperfect land evaluation mechanism,imperfect social security system and other factors.In view of the land management right mortgage disputes,we should promote the improvement of the land management right mortgage financing business and reduce the mortgage litigation by constructing the land circulation trading market,establishing the credit loan mechanism,perfecting the land management right value evaluation system and improving the rural social security system.

关 键 词：土地经营权 抵押贷款 裁判文书 防范措施 

分 类 号：D922.28[政治法律—经济法学]