金融回归何方?——关于金融本质属性的理解与平衡二重属性的价值取向  

Where will finance return?——Understanding the essential attributes of finance and the value orientation of balancing the dual attributes

作　　者：黄志凌 Huang Zhiling

机构地区：[1]不详

出　　处：《全球化》2024年第3期25-32,134,共9页Globalization

摘　　要：金融回归本源是国际潮流,但对于“本源”的理解却不尽相同。虽然概括实践并加以归纳是一种“求同”的方法,但深入研究金融的本质属性,探索金融自身规律则是另一种“寻道”的方法。金融行为作为一种社会性经济实践活动,其行为准则从出现之日起,就不是完全由经济资源占有者或者经济资源需求者甚至金融中介(金融机构)单方面决定的,即使是国家(政府)参与金融活动(包括利用金融工具与金融市场)也不能随心所欲。金融活动与金融行为日益规则化,意味着商业属性本身内涵着越来越突出的社会属性特征。金融演进的历史,就是一部社会属性和商业属性有机融合的历史。如何兼顾两个“基石”之间的关系,不仅构成微观金融经营与管理的核心,也决定着未来宏观视野的金融价值取向。It is an international trend for finance to return to its origins,but the understanding of“origins”is different.Although summarizing practice and summarizing it is a method of“seeking common ground”,in-depth study of the essential attributes of finance and exploring its own laws is another method of“seeking the path”.As a social economic practice,the code of conduct of financial behavior is not completely determined unilaterally by the possessors of economic resources or the demanders of economic resources or even financial intermediaries(financial institutions)from the moment it appears,and even if the state(government)participates in financial activities(including the use of financial instruments and financial markets),it cannot do whatever it wants.Financial activities and financial behaviors are increasingly regularized,which means that business attributes themselves contain increasingly prominent social attributes.The history of financial evolution is a history of the organic integration of social attributes and commercial attributes.How to balance the relationship between the two“cornerstones”not only constitutes the core of micro-financial operation and management,but also determines the financial value orientation of the future macro perspective.

关 键 词：金融回归本源 金融商业属性 金融社会属性 金融价值取向 

分 类 号：F83[经济管理—金融学]