提升还是抑制:受教育水平对家庭储蓄选择的影响——来自重点国有林区的经验证据  

Rise or Fall:The Impact of Education on Household Savings——Empirical Evidence from Key State-owned Forest Areas

作　　者：田雨辰 夏一凡 TIAN Yuchen;XIA Yifan(College of Economics and Management,Northeast Forestry University,Harbin 150040,China;Development Research Center,National Forestry and Grassland Administration,Beijing 100013,China)

机构地区：[1]东北林业大学经济管理学院,哈尔滨150040 [2]国家林业和草原局发展研究中心,北京100013

出　　处：《中国林业经济》2024年第2期83-90,共8页China Forestry Economics

基　　金：国家林业和草原局课题(2023JYC-2023-0011)。

摘　　要：基于2020-2022年重点国有林区共6352户家庭微观调查数据,探究不同家庭成员特征和经济特征条件控制下受教育水平对家庭储蓄选择的影响。结果表明:仅考虑家庭成员特征时,家庭储蓄随受教育水平的提升而增加;仅考虑家庭经济特征时,作用关系正好相反;若进行双重控制,则总体表现为林区的受教育水平对家庭储蓄具有显著负效应,即经济特征影响程度远超成员特征,存在“逐利”的内在逻辑。因此,建议森工企业和当地政府在充分保障林区中小学教育质量的同时加强政府学校战略合作,实现“三高”人才定向培养;助推林下经营和林业第三产业发展,提供更多就业机会、提高林区家庭整体经济收入,同时优化林区医疗条件和社会福利水平,真正实现“增收减负”。Based on the micro-survey data of 6352 households in key state-owned forest areas from 2020 to 2022,this study explored the impact of education level on household savings choices under the control of different family member characteristics and economic characteristics.The results show that:when only considering the characteristics of family members,household savings increase with the improvement of education level;when only considering the economic characteristics of the family,the relationship is just the opposite;if the dual control is carried out,the overall performance is that the education level of the forest area has a significant negative effect on household savings,that is,the economic characteristics have a far greater impact than the member characteristics,and there is an internal logic of“profit-seeking”.Therefore,it is suggested that forest industry enterprises and local governments should strengthen the strategic cooperation between government and schools while fully guaranteeing the quality of primary and secondary education in forest areas,so as to realize the directional training of“three high”talents;It should promote the development of under-forest management and forestry tertiary industry,provide more employment opportunities,improve the overall economic income of forest families,and optimize the medical conditions and social welfare level of forest areas,so as to truly increase income and reduce burden.

关 键 词：受教育水平 家庭储蓄 重点国有林区 固定效用模型 

分 类 号：F323.6[经济管理—产业经济]