浅析欧洲新能源汽车保险等级评价开发  

Analysis of Developing Insurance Rating Evaluation for New Energy Vehicles in Europe

作　　者：苗澍 赵君 王龙亮 鲁爽 崔东 MIAO Shu;ZHAO Jun;WANG Longliang;LU Shuang;CUI Dong(CATARC(Tianjin)Automotive Engineering Research Institute Company Limited,Tianjin 300300,China;Shanghai Roxmotor Intelligent Technology Company Limited,Shanghai 200438,China)

机构地区：[1]中汽研(天津)汽车工程研究院有限公司,天津300300 [2]上海洛轲智能科技有限公司,上海200438

出　　处：《汽车实用技术》2024年第12期20-23,共4页Automobile Applied Technology

摘　　要：当前,中国新能源汽车出口海外市场势头正劲,2023年上半年,欧洲成为中国自主品牌新能源汽车出口海外市场份额最多的地区,其中英国和德国是新能源汽车销售数量最多的国家。文章主要介绍了英德两国汽车保险等级评价体系,通过整理数据分析了新能源汽车保险等级与车辆保费的强相关性,说明了汽车保险等级开发设计对于汽车制造商出口海外,乃至推动保险与汽车行业合作发展的重要意义。At present,the export momentum of China's new energy vehicles to overseas markets is strong.In the first half of fiscal year 2023,Europe became the region with the largest overseas market share of Chinese self-owned brand new energy vehicles.Among them,the UK and Germany have the highest sales volume of new energy vehicles.This paper mainly introduces the vehicle insurance rating system in the UK and Germany.The strong correlation between new energy vehicle insurance level and vehicle premium is analyzed by collating data.This paper explains the significance of vehicle insurance level development and design for vehicle manufacturers to export overseas and promote the cooperation between insurance and vehicle industry.

关 键 词：新能源汽车 汽车保险等级评价 汽车出口 新能源汽车安全评价 

分 类 号：F841.3[经济管理—保险]