浙江省中长期贷款支持制造业高质量发展效率研究  

Research on the Efficiency of Medium-and Longterm Loans Supporting High-quality Development of Manufacturing Industry in Zhejiang Province

作　　者：王琰平 俞佳佳[2] 王紫薇 

机构地区：[1]中国人民银行余姚支行,浙江宁波315400 [2]中国人民银行宁波市分行,浙江宁波315000 [3]中国人民银行浙江省分行,浙江杭州310000

出　　处：《浙江金融》2024年第3期36-47,共12页Zhejiang Finance

摘　　要：制造业高质量发展是全面建设社会主义现代化国家的重要组成部分,研究金融如何支持制造业高质量发展意义重大。本文以浙江省11个地市为例对此议题进行研究,首先运用熵权法测算了制造业高质量发展水平指数;其次,采用数据包络分析(DEA)测度制造业中长期贷款配置效率。研究发现:一是中长期贷款可有效满足制造业转型升级过程中资金需求量大、用款周期长的要求,且中长期贷款占比提高可以促进制造业高质量发展;二是制造业中长期贷款效率稳步提升,但其规模效率仍有提升空间。最后,在实证分析的基础上,提出三方面政策建议:强化政策引导及产品创新、强化信贷资源的地区配置、强化重点领域金融服务,旨在推动金融支持制造业高质量发展,实现量的合理增长和质的有效提升。High-quality development of manufacturing industry is an important part of the comprehensive construction of a modern socialist country,so it is of great significance to study how finance supports the high-quality development of manufacturing industry.Taking 11 cities in Zhejiang Province as an example,this paper studies this issue.Firstly,the entropy weight method is used to measure the highquality development level index of manufacturing industry.Secondly,the data envelopment analysis(DEA)is used to measure the medium and long-term loan allocation efficiency of manufacturing industry.The research finds that:firstly,medium and long-term loans can effectively meet the requirements of large capital demand and long payment cycle in the process of manufacturing transformation and upgrading,and the increase of the proportion of medium and long-term loans can promote the high-quality development of manufacturing industry;secondly,the efficiency of medium and long-term loans in manufacturing industry is steadily improved,but there is still room for improvement in its scale efficiency.Finally,based on the empirical analysis,three policy suggestions are put forward:strengthening policy guidance and product innovation,strengthening regional allocation of credit resources,and strengthening financial services in key areas,aiming to promote the high-quality development of manufacturing industry by financial support,and achieve reasonable growth and effective improvement in quality.

关 键 词：制造业高质量发展 中长期贷款配置效率 DEA分析 

分 类 号：F832.7[经济管理—金融学]