资产证券化在汽车金融业的应用分析  

Analysis of the Application of Asset Securitization in the Auto Finance Industry

作　　者：张峻风 Zhang Junfeng

机构地区：[1]对外经济贸易大学国际经济贸易学院,北京100105

出　　处：《时代汽车》2024年第13期177-179,共3页Auto Time

摘　　要：我国经济水平快速提升,国民消费能力增强,人们对汽车的购买力加大。在汽车制造、流通和消费等环节所出现的融通资金活动被称为汽车金融业,随着汽车销售量的增大汽车信贷业务规模也在逐渐扩大,资产证券化成为汽车金融业中的重要工具。本文探究资产证券化在汽车金融业的应用分析,本文概述资产证券化,阐述资产证券化在汽车金融业的应用现状,对资产证券化在汽车金融业的应用提出详细可行的建议,期望能够为我国汽车金融业健康发展提供参考性建议。China's economic level is rapidly improving,the national consumption capacity is increasing,and people's purchasing power for automobiles is increasing.With the increase in automobile sales,the scale of auto credit business is gradually expanding,and asset securitization has become an important tool in the auto finance industry.This paper explores the application analysis of asset securitization in the auto finance industry,summarizes the application of asset securitization in the auto finance industry,expounds the application status of asset securitization in the auto finance industry,and puts forward detailed and feasible suggestions for the application of asset securitization in the auto finance industry,hoping to provide reference suggestions for the healthy development of China's auto finance industry.

关 键 词：资产证券化 汽车金融业 现状 

分 类 号：F83[经济管理—金融学]