金融创新视角下福建货币文化赋新路径研究  

On the Reinterpretation Path of Fujian's Monetary Culture from the Perspective of Financial Innovation

作　　者：兰筱琳 郑开焰 LAN Xiao-lin;ZHENG Kai-yan(Finance College,Fujian Jiangxia University,Fuzhou,350108,China)

机构地区：[1]福建江夏学院金融学院,福建福州350108

出　　处：《福建江夏学院学报》2024年第3期18-28,共11页Journal of Fujian Jiangxia University

基　　金：福建省财政厅项目“货币文化研究推广基地建设”(闽财指[2022]840号)。

摘　　要：福建货币文化是福建地方金融演变轨迹的集中体现,以包括金融市场、金融工具等在内的金融元素为线索对其进行解构,可以凝练出具有代表性的五代闽国货币文化、闽中银元文化、民俗文化、侨批文化、闽都借贷文化、船政文化、海丝文化和红色货币文化等文化内涵,而对其从金融创新视角展开赋新,是推动实现金融思想再深化、金融文化自信再塑造、金融软实力再提升的重要路径。为此,应当以“文化互联”推动新时代金融本质的再探索、以“文化互补”促进金融服务模式的再实践、以“文化互融”激发金融“可为”之路的再拓宽、以“文化互促”助力地方特色金融的再创新,从而以优秀传统文化的金融价值转化促进现代金融体系高效健康发展。Fujian's monetary culture is a concentrated reflection of the evolution trajectory of local finance.We use financial elements as clues to deconstruct the monetary culture of Fujian,which can be condensed into Fu⁃jian monetary culture of the Five Dynasties,Minzhong silver dollar culture of,folk culture,overseas Chinese culture,Mindu borrowing and lending culture,shipping culture,Maritime Silk Road culture and red currency culture.Reinterpreting these different types of culture from the perspective of financial innovation is an impor⁃tant path to further deepen financial thinking,reshape financial culture confidence,and enhance financial soft power.To this end,"cultural interconnection"should be promoted to re-examine the essence of finance in the new era,"cultural complementarity"should be utilized to promote the practical innovation of financial service models,"cultural integration"should be enhanced to broaden the path of financial development,and"cultural mutual promotion"should be taken advantages of to help the re-innovation of local characteristics of the fi⁃nance,so as to promote the efficient and healthy development of the modern financial system with the transfor⁃mation of the financial value of the excellent traditional culture.

关 键 词：金融创新 福建货币文化 赋新路径 

分 类 号：G122[文化科学] F822[经济管理—财政学]