国际数字货币运行启示及数字人民币健康发展对策  

The Status Quo of International Digital Currency Operation and Enlightenment and Countermeasures for the Development of Digital RMB

作　　者：施志晖 陆岷峰 SHI Zhi-hui;LU Min-feng(School of Information Engineering,Nanjing University of Finance and Economics,Nanjing 210003,China;Shanghai Institute of Science and Technology Finance,Shanghai University,Shanghai 200444,China)

机构地区：[1]南京财经大学信息工程学院,南京210003 [2]上海大学上海科技金融研究所,上海200444

出　　处：《南通职业大学学报》2024年第2期10-14,共5页Journal of Nantong Vocational University

基　　金：国家社会科学基金一般项目(21BJY022);国家社会科学基金一般项目(20BGL009)。

摘　　要：从国际数字货币应用现状出发,探讨其在技术、监管、安全性管理和市场接受度方面给数字人民币发展的启示,并进一步阐述数字人民币健康发展的对策:通过强化跨境支付能力、提升安全性和先进性、体现金融包容属性、加强金融从业人员培育和健全应急响应机制等路径,提高人民币国际化程度,为建设金融强国夯实货币基础。Starting from the current situation of international digital currency application,this paper discusses its enlightenment to the development of digital RMB in terms of technology,regulation,security management and market acceptance,and further elaborates the countermeasures for the healthy development of digital RMB:improving the degree of internationalization of RMB by strengthening cross-border payment capabilities,improving security and advancement,reflecting the attributes of financial inclusion,strengthening the cultivation of financial practitioners and improving the emergency response mechanism,so as to lay a solid monetary foundation for the building of a financially robust country.

关 键 词：数字货币 数字人民币 人民币国际化 金融强国 

分 类 号：F822[经济管理—财政学]