金融集聚对企业数字化转型的空间非均匀效应  

The Spatial Non-Uniform Effect of Financial Agglomeration on Corporate Digital Transformation

作　　者：赵丹妮[1] 易露霞 祝佳[1] Zhao Danni;Yi Luxia;Zhu Jia(School of National Finance,Guangdong University of Finance,Guangzhou 510521;Guangzhou College of Technology and Business,Guangzhou 510000,China)

机构地区：[1]广东金融学院国家金融学学院,广东广州510521 [2]广州工商学院,广东广州510000

出　　处：《郑州大学学报（哲学社会科学版）》2024年第3期87-94,143,144,共10页Journal of Zhengzhou University:Philosophy and Social Sciences Edition

基　　金：广东省普通高校重点科研平台项目“国家金融学重点研究”(项目编号:2022WZJD005);广东省重点学科科研能力提升项目“双循环格局下广东省对外贸易高质量发展的长效机制和实施路径”(项目编号:2021ZDJS121);国家自然科学基金青年项目“金融科技对企业数字化转型的效应评估、机制分析与策略优化研究”(项目编号:72202046)。

摘　　要：本研究采用2011~2022年省级面板数据构建空间计量模型,实证检验了金融集聚对企业数字化转型的影响和空间效应。研究发现,金融集聚能显著驱动企业数字化转型,且存在显著的正空间相关性;从不同金融集聚业态来看,银行业集聚对企业数字化转型的促进和溢出作用更大。从企业属性来看,本地区金融集聚对国企和非高科技企业数字化转型的驱动作用更大,周边地区则对国企和高科技企业的助推作用更大。影响机制表明,金融集聚在金融监管和市场化程度的影响下能够与本地区金融集聚形成互补作用,对企业数字化转型形成增益效果,且基于金融业态集聚和企业属性的异质性,并呈现一定的异质性效应。本文为金融集聚如何更好驱动企业数字化转型提供了政策启示。This study constructs a spatial econometric model using provincial panel data from 2011 to 2022 to empirically test the impact of financial agglomeration on corporate digital transformation and its spatial effects.The findings reveal that financial agglomeration significantly drives corporate digital transformation and exhibits significant positive spatial correlation.When examining different forms of financial agglomeration,the agglomeration of the banking industry has a greater promotional and spillover effect on corporate digital transformation.In terms of corporate attributes,local financial agglomeration has a greater driving effect on the digital transformation of state-owned enterprises and non-high-tech companies,while the surrounding areas have a greater propelling effect on state-owned enterprises and high-tech companies.The mechanism of influence indicates that under the influence of financial regulation and marketization,financial agglomeration can complement local financial agglomeration,forming a synergistic effect that enhances corporate digital transformation.Moreover,based on the heterogeneity of financial industry agglomeration and corporate attributes,it shows certain heterogeneous effects.This paper provides policy insights on how financial agglomeration can better drive corporate digital transformation.

关 键 词：金融集聚 数字化转型 空间溢出 影响机制 

分 类 号：F062.9[经济管理—政治经济学]