金融支持实体经济:思维误区、行为偏差及纠正路径研究  

Financial Support for the Real Economy:A Study of Thinking Errors,Behavior Deviations and Correction Paths

作　　者：陆顺 陆岷峰 LU Shun;LU Min-feng(Chengdong Sub-Branch,Nanjing Branch,Huaxia Bank,Nanjing 210000,China;Internet Finance Innovation and Development Research Center,Nanjing University of Technology,Nanjing 210041,China)

机构地区：[1]华夏银行南京分行城东支行,江苏南京210000 [2]南京工业大学互联网金融创新发展研究中心,江苏南京210041

出　　处：《长春金融高等专科学校学报》2024年第4期26-33,共8页Journal of Changchun Finance College

基　　金：国家社会科学基金一般项目(20BGL009)。

摘　　要：实体经济是我国社会经济发展的重中之重,金融支持实体经济发展是金融行业的初心。然而,金融在支持实体经济发展过程中产生了一些伪金融理念,这些错误的思维误区将金融支持实体经济的正常行为带入偏道,导致出现金融政策事倍功半、南辕北辙的现象或结果。当前,建设中国特色社会主义国家,加快发展新质生产力,加大金融支持实体经济力度,必须坚持正确的金融发展理念。应积极采取措施纠正金融活动中错误的思维误区,从而纠正偏差的金融行为。金融支持实体经济应符合市场经济发展基本规律,形成以市场为导向、跟踪产业政策的资金流动体系,以及利用价格和利率作为调控手段的金融行为轨迹,充分发挥金融驱动实体经济发展的正能量,推动社会主义市场经济高质量发展。The real economy is the top priority in China's social and economic development,and financial support for the development of the real economy is the original aspiration of the financial industry.However,in the process of supporting the development of the real economy,finance has produced some false financial ideas.These wrong thinking misunderstandings bring the normal behavior of financial support for the real economy into the wrong direction,leading to the phenomenon or result of financial policies with half the result and half the effort.At present,to build a socialist country with Chinese characteristics,accelerate the development of new quality productive forces,and increase financial support for the real economy,we must adhere to the correct concept of financial development.Active measures should be taken to correct the wrong thinking errors in financial activities,so as to correct the biased financial behavior.Financial support to the real economy should conform to the basic law of market economy development,form market-oriented,tracking industrial policy of capital flow system,and the use of price and interest rates as control means of financial behavior,give full play to the financial positive energy to drive the development of the real economy,promote the development of socialist market economy with high quality.

关 键 词：金融 实体经济 金融行为 

分 类 号：F832.39[经济管理—金融学]