防范系统性金融风险的路径研究——基于西方金融资本主义危机的历史镜鉴  

Path of Preventing Systemic Financial Risks:Based on Historical Lessons from the Crises of Western Financial Capitalism

作　　者：宋朝龙 息家齐 SONG Chaolong;XI Jiaqi(School of Marxism,Peking University,Beijing 100871,China)

机构地区：[1]北京大学马克思主义学院,北京100871

出　　处：《北京航空航天大学学报（社会科学版）》2024年第4期10-17,共8页Journal of Beijing University of Aeronautics and Astronautics：Social Sciences Edition

基　　金：国家社会科学基金重大项目(20&ZD052)。

摘　　要：党的二十届三中全会强调,要统筹好发展和安全。防范系统性金融风险是维护中国经济安全和社会稳定的重要前提。在西方国家,金融资本是支配资本主义生产关系的主体,也是支配信用的主体。信用推动了资本集中和社会化大生产的发展,金融资本的剥夺性积累也在信用中得到放大和强化,这造成了产业萎缩、债务膨胀以及二者相互加剧的困境;金融资本借助国家信用摆脱这种困境的努力,又进一步加深了这一困境,使西方社会在产业萎缩和债务膨胀相互加剧的陷阱中越陷越深;在陷阱中越陷越深的挣扎催逼着西方金融资本主义走上激进和暴力化的道路,而这一道路将把金融资本主义引向崩溃。金融资本主义的崩溃是西方社会真正的系统性风险。中国防范系统性金融风险的现实路径在于:加强党对金融工作的集中统一领导,加强以人民为中心的价值观导向,在以公有制为主体的经济制度基础上巩固国有金融机构在金融运行中的主导地位,金融运行以服务实体经济发展为目的,避免剥夺性积累逻辑支配金融运行。The Third Plenary Session of the 20th Central Committee of the Communist Party of China stated that we must ensure both development and security.Preventing systemic financial risks is an important prerequisite for safeguarding the economic security and social stability of China.In Western nations,financial capital is the main body that governs capitalist production relations and the credit.The credit system promotes capital concentration and the advancement of large-scale socialized production.Simultaneously,the accumulation by dispossession of financial capital is magnified and intensified in the credit,resulting in the predicament of industrial contraction,escalating debts,and their mutual reinforcement.The attempts by financial capital to extricate itself from this predicament with the aid of national credit have further exacerbated the situation,causing Western societies to plunge deeper and deeper into the snare of mutually reinforcing industrial contraction and escalating debts.The increasingly desperate struggle in the snare compels Western financial capitalism to take a radical and violent course,which will lead financial capitalism to its downfall.The collapse of financial capitalism represents the genuine systemic risk in Western societies.The practical approach for China to guard against systemic financial risks lies in the following respects:strengthening the centralized and unified leadership of the Communist Party of China over financial work,reinforcing the people-centered value orientation,consolidating the leading position of state-owned financial institutions in financial operations on the foundation of the economic system dominated by public ownership,with the goals of serving the development of the real economy and common prosperity,and avoiding the logic of accumulation by dispossession governing financial operations.

关 键 词：金融资本 信用 剥夺性积累 系统性金融风险 历史镜鉴 

分 类 号：F092.7[经济管理—政治经济学] A81[哲学宗教—马克思主义哲学]