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作 者:刘英[1] 舒馨仪 Liu Ying;Shu Xinyi
出 处:《南海法学》2024年第3期117-124,共8页The South China Sea Law Journal
摘 要:《民法典》的出台使保证金账户担保的性质实现了从典型担保到非典型担保的跨越,但在司法实践中,保证金账户担保的法律性质和具体规则难以摆脱典型担保对其根深蒂固的影响,究其原因在于我国立法受德国民法教义学影响深远,将担保权归属于物权阻碍了担保功能的发挥。因此,应当回归担保权优先受偿的本质功能,弱化保证金账户的担保客体的特定化要求,强化保证金账户担保的公示,使保证金账户担保真正“去典型化”。The promulgation of the"Civil Code"has made the nature of margin account guarantees a leap from typical guarantees to atypical guarantees.However,in judicial practice,the legal nature and specific rules of margin account guarantees are difficult to get rid of the deep-rooted influence of typical guarantees.The reason is that our country's legislation has been deeply influenced by German civil law doctrine,and attributing the security right to the property right hinders the security function from being brought into play.Therefore,it is necessary to return to the essential function of the priority of the security right,weaken the requirements for the specificity of the guarantee object of the margin account,and strengthen the publicity of the guarantee of the margin account,and make the margin account guarantee truly independent.
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