论我国小微企业家之个人破产  

On the Individual Bankruptcy of Small and Micro Entrepreneurs in China

作　　者：杨春华 Yang Chunhua

机构地区：[1]暨南大学法学院 [2]广东省法学会破产法学研究会

出　　处：《法治社会》2024年第4期53-66,共14页Law-Based Society

基　　金：2019年度国家社会科学基金一般项目“我国现行破产重整制度之解构与建构研究”(项目批准号:19BFX134)的阶段性成果。

摘　　要：小微企业破产涉及的重大问题是小微企业家债务处理。采用为包括企业家在内的企业设计的“商业破产程序”,不仅符合我国国情,且不会与《企业破产法》的修订相违背。给予小微企业家救助的重点是在“第二次机会”方面保护这些企业家,应从广义上理解小微企业家概念,不一定要求企业家必须只能是代表企业的某一单个自然人而排除其他相关人,还应将新就业形态的劳动者也纳入其概念范畴。基于小微企业资产和负债与所有者的资产和负债之间的界限模糊,他们的非商业或“消费者”债务应该在小微企业破产程序中同时一并清偿。在小微企业家个人破产程序中,小微企业家和债权人之间的利益变得更加具有社会敏感性,必须兼顾二者之间的公正平衡。The major issue involved in the bankruptcy of small and micro enterprises(SMEs)is the handling of debts incurred by small and micro entrepreneurs.Adopting a“commercial bankruptcy procedure”designed for enterprises,including entrepreneurs,not only conforms to China’s national conditions but also does not conflict with the revision of the Enterprise Bankruptcy Law.The focus of providing relief to small and micro entrepreneurs lies in protecting these entrepreneurs in terms of a“second chance.”The concept of small and micro entrepreneurs should be understood broadly,not necessarily limiting entrepreneurs to a single individual who represents the enterprise and excluding other related parties.Instead,laborers in new forms of employment should also be included within this concept.Due to the blurred boundaries between the assets and liabilities of SMEs and those of their owners,their non-commercial or“consumer”debts should be settled concurrently in the bankruptcy proceedings of SMEs.In the individual bankruptcy proceedings of small and micro entrepreneurs,the interests between the entrepreneurs and creditors become more socially sensitive,and a fair balance must be struck between the two.

关 键 词：小微企业 商业破产程序 债务清偿 小微企业家 破产 

分 类 号：D922.291.92[政治法律—经济法学]