数字金融赋能农业经济韧性——基于数字鸿沟与传统金融竞争的调节效应  

Digital financial empowerment for agricultural economic resilience:Based on the moderating effect of the digital divide and traditional financial competition

作　　者：李明亮 李锦 孔荣 余国新[1] 蒲娟[1] 赵兰兰 LI Ming-liang;LI Jin;KONG Rong;YU Guo-xin;PU Juan;ZHAO Lan-lan(College of Economics and Management,Xinjiang Agricultural University,Urumqi,Xinjiang 830052,China;College of Economics and Management,Northwest A&F University,Yangling,Shaanxi 712100,China)

机构地区：[1]新疆农业大学经济管理学院,新疆乌鲁木齐830052 [2]西北农林科技大学经济管理学院,陕西杨凌712100

出　　处：《农业现代化研究》2024年第3期466-476,共11页Research of Agricultural Modernization

基　　金：国家自然科学基金项目(72163032);新疆维吾尔自治区高校基本科研业务费项目(XJEDU2022P033)。

摘　　要：提升农业经济韧性是我国农业经济系统有效应对各种风险挑战的关键途径。本研究基于2011—2021年全国31个省(区、市)(不含港澳台地区)的面板数据,运用熵值法测度农业经济韧性水平,利用基准回归模型、中介效应模型、调节效应模型探究数字金融对农业经济韧性的影响及作用机制。结果表明:数字金融有助于提升农业经济韧性;数字金融覆盖广度、使用深度、数字化程度对农业经济韧性均具有显著的促进作用;不同区域数字金融对农业经济韧性的影响差异显著,其中东部地区数字金融对农业经济韧性的提升作用最大,中部和西部次之;相较于2015年之前,2016—2021年数字金融对农业经济韧性的提振作用更为显著;数字金融能够通过推动农业产业结构升级、提高农业劳动生产率和促进农业科技创新,助推农业经济韧性稳步提高;进一步研究发现,数字鸿沟和传统金融竞争在数字金融与农业经济韧性之间能够发挥调节作用。因此,应大力发展数字金融,完善数字基础设施建设,提高农户金融素养与数字技能,深化传统金融市场改革,因地制宜发挥各地区优势,充分释放数字金融对农业经济韧性的赋能作用。Enhancing the resilience of the agricultural economy is a crucial strategy for China’s agricultural economic system to effectively address various risk challenges.This study,based on panel data from 31 provinces(excluding Hong Kong,Macao,and Taiwan)spanning from 2011 to 2021,employs the entropy method to gauge the resilience level of the agricultural economy.It utilizes the baseline regression model,mediation effect model,and moderating effect model to explore the impact and mechanisms of digital finance on agricultural economic resilience.The findings indicate that digital finance contributes significantly to agricultural economic resilience.Specifically,the breadth of coverage,depth of use,and degree of digitization of digital finance all play vital roles in enhancing agricultural economic resilience.Moreover,there are notable regional differences in the impact of digital finance on agricultural economic resilience,with the eastern region experiencing the most substantial improvement,followed by the central and western regions.Furthermore,the period from 2016 to 2021 shows a more pronounced boost in agricultural economic resilience due to digital finance compared to the period before 2015.Digital finance achieves this by fostering the upgrading of agricultural industry structure,enhancing agricultural labor productivity,and promoting innovation in agricultural science and technology.Additionally,further analysis reveals that the digital divide and competition from traditional financial institutions can moderate the relationship between digital finance and agricultural economic resilience.Therefore,it is recommended to vigorously develop digital finance,improve digital infrastructure,enhance financial literacy and digital skills among farmers,deepen reforms in traditional financial markets,and leverage regional advantages to fully harness the empowering impact of digital finance on agricultural economic resilience.

关 键 词：数字金融 农业经济韧性 数字鸿沟 传统金融竞争 中介效应 

分 类 号：F832[经济管理—金融学] F323