基于风险评估的我国煤矿安责险费率厘定研究  

Research on the Rate Determination of China's Coal Mine SafetyLiability Insurance based on Risk Assessment

作　　者：潘思宇 姚有利[1] 寇杰 贾泽琳 PAN Siyu;YAO Youli;KOU Jie;JIA Zelin(College of Coal Engineering,Shanxi Datong University,Datong 037009,China)

机构地区：[1]山西大同大学煤炭工程学院,山西大同037009

出　　处：《煤》2024年第9期19-24,共6页Coal

基　　金：山西大同大学研究生教育创新项目(23CX37)。

摘　　要：为推动安责险在煤矿行业的良性发展,厘定更为合理的煤矿企业安责险费率至关重要。在煤矿安全生产风险评价指标体系的基础上,利用层次分析法和熵权法主客观赋权的方式对各指标进行组合赋权,根据云模型理论对煤矿企业进行综合评价,并结合煤矿企业过往安全生产事故发生情况、企业安全生产生产标准化等级及企业生产规模作为煤矿企业安责险费率厘定调整指标,实现煤矿企业安责险费率的合理厘定方式。In order to promote the healthy development of safety insurance in coal mining industry,it is very important to determine a more reasonable safety insurance rate for coal mining enterprises.On the basis of the coal mine safety production risk assessment index system,the analytic hierarchy process and entropy weight method are used to combine and empower each index,and the coal mine enterprises are comprehensively evaluated according to the cloud model theory.Combined with the occurrence of safety accidents in the past,the standardization level of safety production and the scale of production of coal mine enterprises as the adjustment indicators for the determination of safety insurance rate of coal mine enterprises,a reasonable way to determine the safety insurance rate of coal mine enterprises is achieved.

关 键 词：组合赋权 云模型 安全生产责任保险 费率厘定 

分 类 号：F842.69[经济管理—保险] F426.21