土地流转对农户购买农业保险的影响:促进或抑制——基于CRRS数据的实证分析  

The Impact of Land Transfer on Farmers Purchase of Agricultural Insurance:Promoting or Inhibiting--Empirical Analysis Based on CRRS Data

作　　者：张青 朱满德[1,2] ZHANG Qing;ZHU Mande(School of Economics,Guizhou University,Guiyang 550025,China;Research Center for Development and Application of Marxist Economics,Guizhou University,Guiyang 550025,China)

机构地区：[1]贵州大学经济学院,贵阳550025 [2]贵州大学马克思主义经济学发展和应用研究中心,贵阳550025

出　　处：《科技与经济》2024年第4期46-50,共5页Science & Technology and Economy

基　　金：贵州省哲学社会科学规划课题——“贵州乡村产业振兴接续产业扶贫的实现路径与政策保障研究”(项目编号:21GZZD07,项目负责人:朱满德)成果之一。

摘　　要：运用2020年中国乡村振兴调查数据(CRRS)和倾向得分匹配法(PSM),实证检验土地流转对农户购买农业保险的影响。研究表明:土地转入显著促进农户购买农业保险,且土地转入规模越大越能够促进农户购买农业保险;相反,土地转出显著抑制农户购买农业保险;灾害发生能够增强农户的预防动机,其在土地转入与农户购买农业保险之间具有显著的中介效应;异质性分析表明,土地转入促进农户购买农业保险的影响在非粮食主产区和北方省份的效果更为显著。为实现规模化经营中的农业可持续发展,应当合理设计农业保险产品,适当提高农业保险保障水平,满足规模农户不同的风险保障需求。Using the 2020 China Rural Revitalization Survey(CRRS)data and propensity score matching method(PSM),this paper empirically tests the impact of land transfer on farmers purchase of agricultural insurance.The results show that inward transfer significantly promotes farmers purchase of agricultural insurance,and the larger the inward transfer scale,the more it promotes farmers purchase of agricultural insurance.On the contrary,outward transfer significantly inhibits farmers from purchasing agricultural insurance.The occurrence of disasters can enhance farmers precautionary motive,which has a significant intermediary effect between inward transfer and farmers purchase of agricultural insurance.Heterogeneity analysis shows that the effect of inward transfer to promote farmers to buy agricultural insurance was more significant in non-major grain producing areas and northern provinces.In order to realize the sustainable development of agriculture in large-scale operation,agricultural insurance products should be designed reasonably,and the level of agricultural insurance protection should be appropriately improved to meet the different risk protection needs of large-scale farmers.

关 键 词：土地流转 农业保险 预防动机 

分 类 号：F321.1[经济管理—产业经济] F842.66