影响城镇居民消费行为的因素研究  

Study on the Factors Influencing the Consumption Behavior of Urban Residents

作　　者：马晓行 李燕雪 宋建伟 MA Xiaohang;LI Yanxue;SONG Jianwei(School of Economics and Management,Handan University,Handan 056000,China)

机构地区：[1]邯郸学院经济管理学院,河北邯郸056000

出　　处：《东莞理工学院学报》2024年第4期97-101,120,共6页Journal of Dongguan University of Technology

基　　金：河北省社会科学发展研究课题“促进河北文旅产业高质量发展的财政政策研究”(20220505002)。

摘　　要：在社会转型期,社会发展存在诸多变动要素,社会收入与消费支出存在不确定性,社会保障制度并不完善,信贷消费约束性强,人们无法对自身的收入与未来的支出进行长期规划,因此便出现了消费短视行为,导致我国居民存在明显的储蓄倾向大于消费倾向的问题,内需拉动作用难以发挥出来。居民收入水平和转型期的不确定性是影响消费行为的重要因素,为此通过实证分析和阐释,分析二者对消费行为的影响,在此基础上提出通过消费带动经济发展的建议。In the period of social transformation,there are many changing factors in social development,there are uncertainties in social income and consumption expenditure,the social security system is not perfect,credit consumption is strongly constrained,and people cannot make long-term planning for their income and future expenditure,so there is short-sighted consumption behavior,resulting in obvious saving tendency of Chinese residents is greater than consumption tendency,and domestic demand is difficult to play a role.Residents’income level is an important factor affecting consumption,so we use panel data to conduct empirical analysis and analyze the impact of uncertainty on consumption behavior during the transition period,and on this basis,we propose to promote economic development through consumption.

关 键 词：消费行为 转型期 城镇居民 收入差距 不确定性 

分 类 号：F126.1[经济管理—世界经济]