数字普惠金融、创新驱动与广西经济高质量发展  

Digital Inclusive Finance, Innovation Drive and High-Quality Economic Developmentin Guangxi

作　　者：秦伟娜 Qin Weina(School of Economics and Management,Guangxi Minzu Normal University,Chongzuo Guangxi 532200)

机构地区：[1]广西民族师范学院经济与管理学院,广西崇左532200

出　　处：《对外经贸》2024年第8期84-90,共7页FOREIGN ECONOMIC RELATIONS & TRADE

基　　金：2023年度广西高校中青年教师科研基础能力提升项目“数字普惠金融与广西经济高质量发展”(项目编号:2023KY0785);2022年度广西民族师范学院校级科研项目“财务柔性、公司治理与企业价值——基于广西上市公司的实证研究”(项目编号:2022YB024)。

摘　　要：为明确数字普惠金融、创新驱动与经济高质量发展间的相互关系,基于2012—2021年中国省级面板数据,采用固定效应模型分析数字普惠金融、创新驱动对经济高质量发展的协同影响。通过建立数字普惠金融为门槛的面板门槛模型,以明确创新驱动如何促进经济高质量发展,并用脉冲响应函数评估其长期和冲击效应。研究发现:数字普惠金融显著促进了经济的高质量发展;数字普惠金融的覆盖广度和使用深度都对经济高质量发展产生了显著的正面影响,且该影响在中西部地区表现更为显著;数字普惠金融可通过促进创新驱动来推动经济高质量发展。In order to clarify the interrelationship between digital inclusive finance,innovation drive and high-quality economic development,a fixed-effects model is used to analyze the synergistic impacts of digital inclusive finance,innovation drive on high-quality economic development based on the provincial-level panel data of China from 2012 to 2021.A panel threshold model with digital financial inclusion as the threshold is developed to clarify how innovation drive promotes high-quality economic development,and impulse response functions are used to assess its long-term and shock effects.The study finds that:Digital inclusive finance significantly promotes high-quality economic development;The breadth of coverage and depth of use of digital inclusive finance have a significant positive impact on high-quality economic development,and the impact is more significant in the central and western regions;Digital inclusive finance can promote high-quality economic development by promoting innovation drive.

关 键 词：数字普惠金融 创新驱动 广西经济 高质量发展 

分 类 号：F832[经济管理—金融学]