新型农村金融机构运营绩效评价及提升路径  

Performance evaluation and improvement path of new rural financial institutions

作　　者：孟佳莹 张国富[1] Meng Jiaying;Zhang Guofu(Heilongjiang Bayi Agricultural University,Daqing,Heilongjiang,163000)

机构地区：[1]黑龙江八一农垦大学,黑龙江大庆163000

出　　处：《市场周刊》2024年第23期14-17,共4页Market Weekly

基　　金：黑龙江省哲学社会科学研究规划项目“乡村振兴战略下新型农村金融机构运营绩效评价及提升路径研究”(项目编号:18GLE469)。

摘　　要：为响应国家乡村振兴战略,新型农村金融机构积极创新金融产品与服务模式,致力于提升农村经济活力并增强农民的获得感与幸福感。新型农村金融机构利用区块链、大数据等科技手段,高效透明地服务农民,促进农村全面发展。通过为“三农”问题提供定制化金融服务,新型农村金融机构有效解决了农村融资难、融资贵的问题,并支持农业生产与农村经济稳定发展。新型农村金融机构还推广农业保险产品和农村信用体系,加强风险保障,提高信贷精确性和服务覆盖率,提升农民经济收入,促进农村社会现代化并增强经济活力。In response to the national rural revitalization strategy,new rural financial institutions actively innovate financial products and service models,committed to enhancing rural economic vitality and enhancing the sense of gain and happiness of farmers.New rural fi-nancial institutions utilize technological means such as blockchain and big data to efficiently and transparently serve farmers and promote comprehensive rural development.By providing customized financial services for the issues of agriculture,rural areas,and farmers,new in-stitutions have effectively solved the problems of difficult and expensive financing in rural areas,and supported the stable development of agricultural production and rural economy.The new rural financial institutions also promote agricultural insurance products and rural credit systems,strengthen risk protection and credit accuracy,improve service coverage,increase farmerseconomic income,and promote rural so-cial modernization and economic vitality.

关 键 词：金融机构 运营绩效 提升路径 

分 类 号：F830.341[经济管理—金融学]