商业银行国际贸易融资的风险及防范研究  

Research on Risks and Prevention Strategies of InternationalTrade Financing for Commercial Banks

作　　者：傅淼 FU Miao(Beijing Technology and Business University,Beijing 100048,China)

机构地区：[1]北京工商大学,北京100048

出　　处：《商业观察》2024年第24期35-37,70,共4页BUSINESS OBSERVATION

摘　　要：贸易融资是银行的重要业务之一,指银行向进出口企业提供的短期融资或信用便利。对于商业银行来说,国际贸易融资业务在其整体业务结构中扮演重要角色。文章从商业银行国际贸易融资的视角出发,探讨了其在贸易融资中存在的各种风险,并提出了相应的防范策略。综合分析认为,商业银行在国际贸易融资中面临的风险是不可避免的,但通过有效的防范措施可以最大限度地降低风险,保障贸易融资的顺利进行和银行资产的安全性。Trade financing is one of the important businesses of banks,which refers to the short-term financing or credit facilities provided by banks to import and export enterprises.For commercial banks,international trade financing plays an important role in their overall business structure.This article explores the various risks that commercial banks face in international trade financing from the perspective of international trade financing,and proposes corresponding prevention strategies.Comprehensive analysis suggests that the risks faced by commercial banks in international trade financing are inevitable,but effective preventive measures can minimize risks,ensure the smooth progress of trade financing,and ensure the security of bank assets.

关 键 词：商业银行 国际贸易融资 风险防范 

分 类 号：F832.6[经济管理—金融学] F752.6