大学生理财现状及对策探讨  

Discussion on the Current Situation and Countermeasures of College Students'Financial Management

作　　者：吴延晴 王淇 Yanqing Wu;Qi Wang(Guangzhou Civil Aviation Vocational and Technical College,Guangzhou,Guangdong 510000)

机构地区：[1]广州民航职业技术学院,广东广州510000

出　　处：《教育教学研究前沿》2024年第5期79-81,共3页

摘　　要：随着经济的快速发展和金融市场的日益繁荣,理财已经成为人们生活中不可或缺的一部分。对于大学生而言,作为即将步入社会的年轻群体,学会理财不仅是其个人发展的需要,也是其未来生活幸福的重要保障。然而,当前大学生的理财现状却不容乐观,一定程度影响了其经济状况。因此,探讨大学生的理财现状,并提出相应的对策,对于促进大学生的全面发展、提高其经济素养具有重要意义。对此,本文将从多个角度对大学生理财现状进行深入分析,并在此基础上提出具体可行的对策建议,以期帮助大学生改善理财状况,树立正确的理财观念。With the rapid development of the economy and the increasing prosperity of financial markets,wealth management has become an indispensable part of people's lives.For college students,as a young group about to enter society,learning financial management is not only a personal development need,but also an important guarantee for their future happiness.However,the current financial situation of college students is not optimistic,which to some extent affects their economic situation.Therefore,exploring the current financial situation of col⁃lege students and proposing corresponding strategies is of great significance for promoting their comprehensive development and improving their economic literacy.This article will conduct an in-depth analysis of the current financial situation of college students from multiple per⁃spectives,and propose specific and feasible countermeasures and suggestions based on this,in order to help college students improve their financial situation and establish correct financial concepts.

关 键 词：大学生 理财现状 对策 

分 类 号：F830.59[经济管理—金融学]