银行业竞争与农业全要素生产率增长——基于全国278个地级行政区的经验证据  

Banking Competition and Growth of Agricultural Total Factor Productivity——Empirical Evidence Based on 278 Prefecture‐level Administrative Regions in China

作　　者：鲁斯玮 高波[2] LU Siwei;GAO Bo

机构地区：[1]南京大学商学院,江苏南京210093 [2]南京大学长江三角洲经济社会发展研究中心,江苏南京210093

出　　处：《华中农业大学学报（社会科学版）》2024年第5期95-109,共15页Journal of Huazhong Agricultural University(Social Sciences Edition)

基　　金：国家社会科学基金项目“新时代激发和保护企业家精神的制度环境演化及对策研究”(18BJY112);国家教育部人文社会科学重点研究基地—南京大学长江三角洲经济社会发展研究中心招标重大项目“长三角区域提高现代化水平研究”(CYD-2020004)。

摘　　要：提升农业全要素生产率是建设农业强国和推进农业现代化的重要抓手。基于2008-2019年全国278个地级行政区的数据,运用随机前沿分析测算了农业全要素生产率增长率,实证分析银行业竞争对农业全要素生产率增长的影响。结果显示:银行业竞争显著促进了农业全要素生产率增长,这种增长效应主要体现在农业技术进步上;机制分析表明,银行业竞争可以通过激励农业科技创新和促进农业服务业发展来提升农业全要素生产率;比较不同类型商业银行的影响后发现,相对于国有大型商业银行,农村商业银行、村镇银行和城市商业银行在促进农业全要素生产率增长方面具有比较优势,适度竞争能激励银行比较优势的发挥;异质性分析发现,银行业竞争更有效地提升了东中部地区、粮食主产区和农业保险发展水平较高地区的农业全要素生产率。据此,提出深化银行业金融机构体系市场化改革、鼓励各类商业银行错位竞争和因地制宜适度提升区域银行业竞争水平的建议。Improving agricultural total factor productivity is an important starting point for building a strong agricultural country and promoting agricultural modernization.Based on the data of 278 prefecture-level administrative regions in China from 2008 to 2019,this paper calculates the growth of agricultural total factor productivity by using stochastic frontier analysis,and empirically analyzes the influence of banking competition on the growth of agricultural total factor productivity.The results show that banking competition has significantly promoted the growth of agricultural total factor productivity,which is mainly reflected in the progress of agricultural technology.Mechanism analysis indicates that banking competition can boost agricultural total factor productivity by stimulating agricultural scientific and technological innovation and promoting the development of agricultural service industry.By comparing the effects of different types of commercial banks,it is found that rural commercial banks,village banks and city commercial banks have comparative advantages in promoting the growth of agricultural total factor productivity compared with large state‐owned commercial banks.Moderate competition can incentivize banks to leverage their comparative advantages.Heterogeneity analysis reveals that banking competition has more effectively improved the agricultural total factor productivity in eastern and central regions,major grain producing areas and regions with high level of agricultural insurance development.Based on these findings,this paper suggests deepening the market‐oriented reform of the banking financial institution system,encouraging different types of commercial banks to engage in differentiated competition,and appropriately improving the level of regional banking competition according to local conditions.

关 键 词：银行业竞争 农业全要素生产率 农业科技创新 农业服务业 

分 类 号：F832.35[经济管理—金融学]