数字普惠金融对乡村产业兴旺的影响研究——基于系统GMM和门槛效应分析  

Research on the Impact of Digital Inclusive Finance on the Prosperity of Rural Industries——Based on System GMM and Threshold Effect Analysis

作　　者：王江[1] 马悦[1] Wang Jiang;Ma Yue(School of Economics and Management,Shihezi University,Shihezi 832003,China)

机构地区：[1]石河子大学经济与管理学院,新疆石河子832000

出　　处：《新疆农垦经济》2024年第9期35-46,79,共13页Xinjiang State Farms Economy

基　　金：兵团社科基金重点项目(项目编号:23ZDN04);自治区社科联治疆方略一般项目(项目编号:2023ZJFLY48)。

摘　　要：产业兴旺是乡村振兴的题中要义,利用金融力量激发产业兴旺活力是当前较为可行的方式。文章基于2011—2021年省级面板数据,使用系统GMM模型和动态面板门槛模型研究数字普惠金融与乡村产业兴旺之间的关系。结果表明:我国乡村产业兴旺水平在总体上呈现上升态势,且数字普惠金融能够对乡村产业兴旺起到良好的推进作用。分维度而言,数字普惠金融能够对乡村产业兴旺的各个维度产生不同的影响。分地区而言,数字普惠金融在中西部地区推动乡村产业兴旺建设的力度明显高于东部地区。通过进一步研究,数字普惠金融在促进乡村产业兴旺时,在其自身发展水平方面存在显著的双门槛效应。基于上述结果,文章从因地制宜执行三农相关政策、加大数字普惠金融实施力度、提高风险监测与控制水平等角度提出相应的对策建议。Industrial prosperity is the key to rural revitalization,and using financial power to stimulate industrial vitality is currently a feasible way.Based on provincial panel data from 2011 to 2021,this paper uses systematic GMM model and dynamic panel threshold model to study the relationship between digital inclusive finance and rural industry prosperity.The results show that the overall prosperity level of rural industries in China is on the rise,and digital inclusive finance can play an effective role in promot⁃ing the prosperity of rural industries.In terms of dimensions,digital inclusive finance can exert different impacts on various dimen⁃sions of rural industry prosperity.In terms of regions,the efforts of digital inclusive finance to promote the prosperity of rural indus⁃tries in the central and western regions are significantly higher than those in the eastern regions.Through further research,it has been found that digital inclusive finance has a significant dual threshold effect on its own development level when promoting the prosperity of rural industries.Based on the above results,the article proposes corresponding countermeasures and suggestions from the perspectives of implementing policies related to agriculture,rural areas,and farmers according to local conditions,increasing the implementation of digital inclusive finance,and improving the level of risk monitoring and control.

关 键 词：数字普惠金融 乡村产业兴旺 系统GMM模型 门槛效应 

分 类 号：F49[经济管理—产业经济] F832F323