数字经济发展与农村共同富裕:电子商务与数字金融协同视角  

Development of the Digital Economy and Common Prosperity in Rural Areas:A Collaborative Perspective of E-commerce and Digital Finance

作　　者：周亚虹[1] 邱子迅 姜帅帅 刘猛[3] ZHOU Yahong;QIU Zixun;JIANG Shuaishuai;LIU Meng(The School of Economics,Shanghai University of Finance and Economics;Post-Doctoral Research Center,China Foreign Exchange Trade System;National School of Development,Peking University)

机构地区：[1]上海财经大学经济学院,200433 [2]中国外汇交易中心博士后科研工作站,201203 [3]北京大学国家发展研究院,100091

出　　处：《经济研究》2024年第7期54-71,共18页Economic Research Journal

基　　金：国家自然科学基金专项项目(72342034);面上项目(72173083)的资助。

摘　　要：数字经济的发展深刻影响农村的生产生活,但是不同数字经济新业态之间的相互协同如何影响农村的收入和收入差距却鲜有文献讨论。本文从理论和实证两个方面分析了电子商务和数字金融的协同是否促进农村的共同富裕。借助电子商务进农村综合示范项目和北京大学数字普惠金融指数进行研究,本文发现两者的协同显著促进了农民收入的提高,降低了农民人均可支配收入的基尼系数、分位数差和方差。研究进一步发现:电子商务与数字金融的协同在样本时间段内的普惠性逐渐提升,缩小了农村的收入差距;两者的协同对低收入县域(农村劳动力密集县、传统金融发展落后县和低农机动力水平县)农民收入增长的贡献更强。家庭层面的研究发现,两者的协同推动了农村家庭本地就业,促进了工资收入和自营收入的提高,且降低了自营收入的差距。本文的研究对数字经济如何促进乡村振兴和推进农村共同富裕有一定的启发意义。In the past decade,China has made remarkable achievements in poverty alleviation and successfully solved the absolute rural poverty problem.Currently,one of the challenges for Chinese society is the widening income inequality,which has been a serious problem in rapid economic development.Furthermore,it runs counter to the developmental goals of promoting universal enjoyment of the fruits of development and narrowing the income gap.Based on this reading,the central government has set a series of policies to promote common prosperity,aiming to narrow the income gap.From statistics and relevant studies,it is evident that the income gap between urban and rural areas has been narrowing in recent years while that within rural areas shows a widening tendency.This drives us to investigate this phenomenon.Meanwhile,we also see that the digital economy has been the main engine for economic growth in recent years.Ecommerce and digital finance,as the most frequently applied digital economic patterns for rural residents,have brought profound changes to the economic improvements of rural China.Although there is extensive discussion in relevant literature regarding the effect of e-commerce and digital finance on rural development,there has been limited exploration of their synergistic effect in increasing farmers'income and narrowing the income gap within rural areas.This paper analyzes whether the synergy between e-commerce and digital finance promotes common prosperity in rural areas from both theoretical and empirical perspectives.Theoretically,we integrate the financing constraint model and the market search model,and derive the changes in farmers'production decisions and income under the simultaneous development of e-commerce and digital finance through the behavior of representative farmers.However,theoretical models cannot determine whether this effect widens the income gap or not,which is usually called the“digital divide”.Empirically,we use the comprehensive leading project of e-commerce in parts of rural areas in

关 键 词：电子商务 数字金融 共同富裕 收入不平等分解 

分 类 号：F49[经济管理—产业经济] F323.8F724.6F832