数字金融时代下地方金融监管体制改革研究  

Research on the Reform of the Local Financial Regulatory System in the Era of Digital Finance

作　　者：李静雪 Li Jingxue(Anhui University,Hefei Anhui 230601)

机构地区：[1]安徽大学,安徽合肥230601

出　　处：《安徽警官职业学院学报》2024年第4期19-22,共4页Journal of Anhui Vocational College of Police Officers

基　　金：2022年安徽大学法学院“硕士研究生优质生源创新项目”(M080148001)。

摘　　要：面对数字化与金融化两大趋势的叠加融合,现行地方金融监管体制改革主要面临金融监管权力配置缺少法治保障、监管协调机制不健全、监管技术落后等问题,亟需在法治保障原则、协同共治原则、科技创新与风险防范并存原则的监管理念下,加强中央与地方金融监管权力配置法治建设,建立健全地方金融监管协调机制,推动监管科技的发展与应用,以期逐步优化和完善我国的金融监管体制,更好地服务于金融市场的稳定和发展。Facing the superposition and integration of the two major trends of digitalization and financialization,the current reform of the local financial regulatory system urgently needs to make adaptive adjustments.At present,it is mainly faced withthe lack of legal guarantees,imperfect regulatory coordination mechanisms,backward regulatory technology in the allocation of financial regulatory powers,and it is urgent to strengthen the construction of the rule of law in the allocation of financial regulatory powers between the central and local governments,establish and improve the coordination mechanism of local financial supervision,and promote the development and application of regulatory technology,in order to gradually optimize and improve China's financial regulatory system and better serve the stability and development of the financial market.

关 键 词：数字金融 地方金融监管体制 改革 

分 类 号：F832.7[经济管理—金融学]