住房负债与城镇居民社区归属感  

Housing Debt and Community Belonging of Urban Residents

作　　者：徐旻霞 XU Min-xia(Northwestern Polytechnical University)

机构地区：[1]西北工业大学公共政策与管理学院

出　　处：《华中科技大学学报（社会科学版）》2024年第5期101-112,共12页Journal of Huazhong University of Science and Technology(Social Science Edition)

摘　　要：城镇居民的社区融入对居民的安居乐业、社区的现代化治理和社会的和谐稳定具有重要意义。基于2020年中国家庭追踪调查数据,分析住房负债对城镇居民社区归属感的影响方式和途径,结果发现:有住房负债的城镇居民,社区归属感显著低于没有住房负债的城镇居民。机制分析表明,客观层面,住房负债会降低城镇居民参与社区活动的概率,减小城镇居民的邻里互动频率,弱化邻里关系;主观层面,住房负债会降低城镇居民的主观阶层认同,进而对城镇居民的社区归属感产生显著的负向影响。从产权类型来看,住房负债对在所住社区自有住房的城镇居民的社区归属感有更强的负向影响;从债务类型来看,正规住房负债对城镇居民社区归属感的负向影响大于非正规住房负债。异质性分析表明,住房负债对青年、受教育程度较低、中等以下收入的城镇居民社区归属感的负向影响更强。研究结果揭示了住房负债在城镇居民的政治生活和社会生活领域的“房奴”效应,由此对城镇居民家庭的债务管理以及中国城镇基层社区治理的现代化提出建议。The community integration of urban residents is of great significance to the residents’living and working,the modern management of the community and the harmony and stability of the society.Based on the dataset of China Family Panel Studies(CFPS)2020,this paper analyzes the ways and mechanisms of housing debt’s influence on the community belonging of urban residents.The results show that,the degree of community belonging of urban residents with housing debt is significantly lower than that of urban residents without housing debt.Mechanism analysis shows that,at the objective level,housing debt will reduce the probability of participating in community activities,reduce the frequency of neighborhood interaction,and weaken neighborhood relations;At the subjective level,housing debt will reduce the subjective social status cognition,and then have a significant negative impact on the community belonging of urban residents.From the perspective of housing property rights,housing debt has a stronger negative impact on the community belonging of residents with self-owning house in the community.The negative impacts of formal housing debt on community belonging of urban residents are higher than that of informal housing debt.Heterogeneity analysis shows that the negative impacts of housing debt on community belonging are greater for young residents,and residents with lower education and lower income.This study reveals the“mortgage slave effect”of housing debt in the political and social life of urban residents,and puts forward suggestions for the management of family debt and the modernization of urban grassroots community governance in China.

关 键 词：住房负债 社区归属感 社区参与 邻里关系 主观阶层认同 

分 类 号：C913.3[经济管理]