大学生互联网理财能力提升研究——以无锡地区为例  

Research on Improving College Students'Internet Financing Ability-A Case Study on Wuxi

作　　者：王韦雯 徐彦媛 WANG Weiwen;XU Yanyuan(Wuxi City College of Vocational Technology,Wuxi 214153,China;Nanjing Forestry University,Nanjing 210037,China)

机构地区：[1]无锡城市职业技术学院,江苏无锡214153 [2]南京林业大学,南京210037

出　　处：《经济研究导刊》2024年第17期149-152,共4页Economic Research Guide

基　　金：2023年度无锡城市职业技术学院校级教育教学改革研究课题“基于BOPPPS模式的高职新商科课程思政教学实践研究”(JGC2318);2021年度江苏省教育科学“十四五”规划课题“乡村振兴背景下高职学生农村创业的教育支持体系研究——以无锡为例”(D/2021/03/04)。

摘　　要：目前,大学生已成为互联网理财产品的主力军,然而新闻媒体时常爆出大学生校园贷等负面事件,如何引导大学生科学地进行互联网理财十分重要。以无锡地区在读大学生为研究对象进行问卷调查,发现大学生互联网理财能力不足是由多种因素造成的。因此,提出大学生互联网理财能力的提升需要从学生自身、家庭和学校层面来共同发力,帮助其树立正确的理财观念,做出理性的理财决策。具体建议如下:第一,大学生需要丰富自身的理财知识;第二,家长需要帮孩子树立正确的理财观念;第三,学校需要进一步完善互联网理财教育体系;第四,社会需营造良好的理财氛围。At present,college students have become the main force of Internet financing products.However,the news media often expose negative events such as college students’campus loans.How to guide college students to conduct Internet financing scientifically is very important.Taking the college students in Wuxi as the research object,we conducted a questionnaire survey and found that the lack of Internet financial ability of college students was caused by a variety of factors.Therefore,it is proposed that the improvement of college students’Internet financial ability needs to work together from the level of students themselves,families and schools to help them establish correct financial concepts and make rational financial decisions.The specific suggestions are as follows:Firstly,college students need to enrich their financial knowledge;secondly,parents need to help their children establish correct financial concepts;third,schools need to further improve the Internet financial education system;fourthly,society needs to create a favorable financial atmosphere.

关 键 词：大学生理财 互联网理财 理财能力 提升对策 

分 类 号：G645.5[文化科学—高等教育学]