共同富裕视域下我国商业银行社会影响力金融实践与评价——以中国建设银行为例  

Practice and Evaluation of China Construction Bank’s Social Impact Finance From the Perspective of Common Prosperity

作　　者：康立[1] 杨梦琪 

机构地区：[1]中南财经政法大学金融学院,湖北武汉430073 [2]招商银行股份有限公司广州分行,广东广州510510

出　　处：《浙江金融》2024年第7期28-39,共12页Zhejiang Finance

基　　金：国家社会科学基金重大项目“推进共同富裕的金融理论逻辑与有效机制研究”(22&ZD115)。

摘　　要：发展社会影响力金融促进共同富裕,是我国商业银行的社会责任。近年来,中国建设银行(以下简称建行)在住房租赁、乡村振兴、公益慈善、创新创业、绿色环保和社会大众等重要民生领域,陆续开发出有代表性的社会影响力金融服务和产品,产生了可观的经济与社会效益。基于熵权-TOPSIS法构建评估体系发现,建行2018~2022年社会影响力评价综合得分持续保持高位。建行社会影响力金融的后续发展,需解决政府层面顶层设计与制度环境问题,市场层面投资者认知与行业建设问题,银行层面发展可持续性与风险控制问题。Developing social impact finance to promote common prosperity is the social responsibility of commercial banks.China Construction Bank(hereinafter referred to as CCB)has successively developed representative social impact financial services and products in important livelihood areas such as housing rental,rural revitalization,public welfare and charity,innovation and entrepreneurship,green environmental protection,and the general public,generating considerable dir ect or indirect economic and social benefits.Based on the entropy weight TOPSIS method to construct an evaluation system,the study found that China Construction Bank maintained a high comprehensive score in social impact evaluation from 2018 to 2022.The subsequent development of China Construction Bank's social impact finance needs to address top-level design and institutional environment issues at the government level,i nvestor awareness and industry construction issues at the market level,and sustainability and risk control issues at the bank level.

关 键 词：社会影响力金融 银行社会责任 可持续发展 共同富裕 

分 类 号：F832.0[经济管理—金融学]