农村金融市场的中介化治理——基于两个农村金融改革案例的社会学分析  

Intermediation Governance of Rural Financial MarketsA Sociological Analysis Based on Two Cases of Rural Financial Reform

作　　者：李英飞 Li Yingfei

机构地区：[1]中国农业大学社会学与人类学系,北京100083

出　　处：《中国社会科学》2024年第9期109-128,207,共21页Social Sciences in China

摘　　要：中介化治理是近十年来中国政府为优化金融资源配置、激励商业金融支农探索出的新型治理机制。通过组建各类组织中介形成的地方市场部门化、信用优势汇聚、结构力量转化三个相互关联和协作联动的制度机制,中国政府得以推动农村普惠金融高质量发展,并走出了一条中国特色普惠金融发展道路。中介化治理作为中国政府推动经济社会诸领域转型发展而形成的一种具有共识性生产和价值统合作用的总体性治理机制,不仅在农村金融领域发挥重要作用,也是亟待深入研究的新型政府治理形式。Intermediation governance represents a new governance mechanism developed by the Chinese government over the past decade to optimize financial resource allocation and incentivize commercial finance to support agriculture.Through the creation of intermediaryyorganizations,three interrelated1 andcooperative institutional mechanisms have emerged:local market departmentalization,the accumulation of credit advantages,and the transformation of structural power.These mechanisms have enabled the Chinese government to promote the high-quality development of inclusive rural finance,forging a distinctive path towards inclusive rural financial development with Chinese characteristics.As a holistic mechanism taking shape as a result of the Chinese government's efforts to catalyze economic and social transformation,intermediation governance serves to build consensus and integrate values.It not only plays a crucial role in the domain of rural finance,but also constitutes a new form of governance that requires further academic exploration.

关 键 词：农村金融 中介化治理 组织中介 普惠金融 

分 类 号：F832[经济管理—金融学]